RESOLUTION OF BOARD OF THE NATIONAL BANK OF UKRAINE

of February 22, 2018 No. 15

About modification of Rules of calculation by banks of Ukraine of total cost of the credit for the consumer and real annual interest rate under the agreement on consumer loan

According to Articles 7, of 15, 56 Laws of Ukraine "About the National Bank of Ukraine", to Articles 44, 66 Laws of Ukraine "About banks and banking activity", for the purpose of enhancement of procedure of payments by banks of Ukraine of total cost of the credit for the consumer and real annual interest rate under the agreement on consumer loan the Board of the National Bank of Ukraine DECIDES:

1. Bring in the Rules of calculation with banks of Ukraine of total cost of the credit for the consumer and real annual interest rate under the agreement on consumer loan approved by the resolution of Board of the National Bank of Ukraine of June 8, 2017 No. 49, the following changes:

1) in Item 5:

shall be replaced with words the words "and schedule" "in schedule type";

add Item with the new paragraph of such content:

"The bank can provide to the buyer the payment schedule in case of crediting in the form of crediting of the account, credit line.";

2) in appendix 2:

in column 10 of the table to exclude figure "3";

in the explanation concerning filling of the table of calculation of total cost of the credit for the consumer and real annual interest rate under the agreement on consumer loan:

add Item 2 with words "which is determined as the calendar number of days between payment dates of the consumer according to the terms specified in the agreement on consumer loan";

add the explanation with new Item of such content:

Disclaimer! This text was translated by AI translator and is not a valid juridical document. No warranty. No claim. More info