It is registered
Ministry of Justice
Russian Federation
On August 22, 2018 No. 51974
of July 26, 2018 No. 4875-U
About modification of the Instruction of the Bank of Russia of June 28, 2017 No. 180-I "About obligatory standard rates of banks"
1. Based on Articles 62, 64 - 67, 70 - 72 Federal Laws of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, No. 28, Art. 2790; 2003, No. 2, Art. 157; No. 52, Art. 5032; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 25, Art. 2426; No. 30, Art. 3101; 2006, No. 19, Art. 2061; No. 25, Art. 2648; 2007, No. 1, Art. 9, Art. 10; No. 10, Art. 1151; No. 18, Art. 2117; 2008, No. 42, Art. 4696, Art. 4699; No. 44, Art. 4982; No. 52, Art. 6229, Art. 6231; 2009, No. 1, Art. 25; No. 29, Art. 3629; No. 48, Art. 5731; 2010, No. 45, Art. 5756; 2011, No. 7, Art. 907; No. 27, Art. 3873; No. 43, Art. 5973; No. 48, Art. 6728; 2012, No. 50, Art. 6954; No. 53, Art. 7591, Art. 7607; 2013, No. 11, Art. 1076; No. 14, Art. 1649; No. 19, Art. 2329; No. 27, Art. 3438, Art. 3476, Art. 3477; No. 30, Art. 4084; No. 49, Art. 6336; No. 51, Art. 6695, Art. 6699; No. 52, Art. 6975; 2014, No. 19, Art. 2311, Art. 2317; No. 27, Art. 3634; No. 30, Art. 4219; No. 40, Art. 5318; No. 45, Art. 6154; No. 52, Art. 7543; 2015, No. 1, Art. 4, Art. 37; No. 27, Art. 3958, Art. 4001; No. 29, Art. 4348, Art. 4357; No. 41, Art. 5639; No. 48, Art. 6699; 2016, No. 1, Art. 23, Art. 46, Art. 50; No. 26, Art. 3891; No. 27, Art. 4225, Art. 4273, Art. 4295; 2017, No. 1, Art. 46; No. 14, Art. 1997; No. 18, Art. 2661, Art. 2669; No. 27, Art. 3950; No. 30, Art. 4456; No. 31, Art. 4830; No. 50, Art. 7562; 2018, No. 1, Art. 66; No. 9, Art. 1286; No. 11, Art. 1584, Art. 1588; No. 18, the Art. 2557), article 24 of the Federal law "About Banks and Banking Activity" (in edition of the Federal Law of February 3, 1996 No. 17-FZ) (Sheets of the Congress of People's Deputies of RSFSR and the Supreme Council of RSFSR, 1990, No. 27, Art. 357; Russian Federation Code, 1996, No. 6, Art. 492; 1998, No. 31, Art. 3829; 1999, No. 28, Art. 3459, Art. 3469; 2001, No. 26, Art. 2586; No. 33, Art. 3424; 2002, No. 12, Art. 1093; 2003, No. 27, Art. 2700; No. 50, Art. 4855; No. 52, Art. 5033, Art. 5037; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 1, Art. 18, Art. 45; No. 30, Art. 3117; 2006, No. 6, Art. 636; No. 19, Art. 2061; No. 31, Art. 3439; No. 52, Art. 5497; 2007, No. 1, Art. 9; No. 22, Art. 2563; No. 31, Art. 4011; No. 41, Art. 4845; No. 45, Art. 5425; No. 50, Art. 6238; 2008, No. 10, Art. 895; 2009, No. 1, Art. 23; No. 9, Art. 1043; No. 18, Art. 2153; No. 23, Art. 2776; No. 30, Art. 3739; No. 48, Art. 5731; No. 52, Art. 6428; 2010, No. 8, Art. 775; No. 27, Art. 3432; No. 30, Art. 4012; No. 31, Art. 4193; No. 47, Art. 6028; 2011, No. 7, Art. 905; No. 27, Art. 3873, Art. 3880; No. 29, Art. 4291; No. 48, Art. 6730; No. 49, Art. 7069; No. 50, Art. 7351; 2012, No. 27, Art. 3588; No. 31, Art. 4333; No. 50, Art. 6954; No. 53, Art. 7605, Art. 7607; 2013, No. 11, Art. 1076; No. 19, Art. 2317, Art. 2329; No. 26, Art. 3207; No. 27, Art. 3438, Art. 3477; No. 30, Art. 4084; No. 40, Art. 5036; No. 49, Art. 6336; No. 51, Art. 6683, Art. 6699; 2014, No. 6, Art. 563; No. 19, Art. 2311; No. 26, Art. 3379, Art. 3395; No. 30, Art. 4219; No. 40, Art. 5317, Art. 5320; No. 45, Art. 6144, Art. 6154; No. 49, Art. 6912; No. 52, Art. 7543; 2015, No. 1, Art. 37; No. 17, Art. 2473; No. 27, Art. 3947, Art. 3950; No. 29, Art. 4355, Art. 4357, Art. 4385; No. 51, Art. 7243; 2016, No. 1, Art. 23; No. 15, Art. 2050; No. 26, Art. 3860; No. 27, Art. 4294, Art. 4295; 2017, No. 14, Art. 2000; No. 18, Art. 2661, Art. 2669; No. 25, Art. 3596; No. 30, Art. 4456; No. 31, Art. 4754, Art. 4761, Art. 4830; 2018, No. 1, Art. 66; No. 18, Art. 2560, Art. 2576; No. 22, the Art. 3043) and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of July 20, 2018 No. 25) to bring in the Instruction of the Bank of Russia of June 28, 2017 No. 180-I "About obligatory standard rates of banks", registered by the Ministry of Justice of the Russian Federation on July 12, 2017 No. 47383, on November 30, 2017 No. 49055, on January 10, 2018 No. 49586, on April 5, 2018 No. 50655, on July 11, 2018 No. 51589, the following changes.
1.1. The paragraph the eleventh subitem 2.1.1 of Item 2.1 after figures "8789," to add with figures "8796, 8797, 8798, 8799,".
1.2. In Item 2.3:
the fourth subitem 2.3.4.1 after figures "8792.1," to add the paragraph with figures "8795,";
the fourth subitem 2.3.4.2 after figures "8792.2," to add the paragraph with figures "8795,";
the fourth subitem 2.3.4.3 after figures "8792.0," to add the paragraph with figures "8795,".
1.3. In appendix 1:
the fourth columns of 1 line of code 8762 after the word of "codes" to add the paragraph with figures "8795,";
the fifth columns of 1 line of code 8787 to state the paragraph in the following edition:
"codes 8795, 8881";
after line of codes 8793.1, 8793. 8793.0 to add 2, with lines of the following content:
"
|
Credit requirements and requirements for receipt of the added (cumulative) percent on the loans for the consumer purposes in rubles granted after September 1, 2018 to borrowers - to physical persons on which PSK at the time of issuance of credit constitutes more than 10 annual interest rates and 30 annual interest rates do not exceed (accounts (their part) No. No. 455A, 457A, 45815, of 45817, of 45915, of 45917, of 47427, 478A). Calculation of this code does not join credit requirements and requirements for receipt of the added (cumulative) percent on the credits for the consumer purposes in rubles which meet requirements: codes 8956.i and on which PSK does not exceed 15 annual interest rates; codes 8813.i, 8821, 8833.i, 8879 and on which PSK does not exceed 20 annual interest rates; code 8881 |
8795 |
H1.1 (A), H1.2 (A), H1.0 (AND) |
|
Part of the amount of requirements for the loans for the consumer purposes granted after September 1, 2018, specified in line of code 8795, 1,2 increased by coefficient regarding the credits on which PSK at the time of issuance of credit constitutes more than 10 annual interest rates and does not exceed 15 annual interest rates |
8796 |
H1.1 (PKR), H1.2 (PKR), H1.0 (PKR) |
|
Part of the amount of requirements for the loans for the consumer purposes granted after September 1, 2018, specified in line of code 8795, 1,4 increased by coefficient regarding the credits on which PSK at the time of issuance of credit constitutes more than 15 annual interest rates and does not exceed 20 annual interest rates |
8797 |
H1.1 (PKR), H1.2 (PKR), H1.0 (PKR) |
|
Part of the amount of requirements for the loans for the consumer purposes granted after September 1, 2018, specified in line of code 8795, 1,7 increased by coefficient regarding the credits on which PSK at the time of issuance of credit constitutes more than 20 annual interest rates and does not exceed 25 annual interest rates |
8798 |
H1.1 (PKR), H1.2 (PKR), H1.0 (PKR) |
|
Part of the amount of requirements for the loans for the consumer purposes granted after September 1, 2018, specified in line of code 8795, 2,0 increased by coefficient regarding the credits on which PSK at the time of issuance of credit constitutes more than 25 annual interest rates and does not exceed 30 annual interest rates |
8799 |
H1.1 (PKR), H1.2 (PKR), H1.0 (PKR) |
".
2. This Instruction becomes effective after 10 days after day of its official publication.
Chairman of the Central bank of the Russian Federation
E. S. Nabiullina
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The document ceased to be valid since January 1, 2020 according to Item 14.3 of the Instruction of the Central bank of the Russian Federation of November 29, 2019 No. 199-I