of July 3, 2019 No. 157-FZ
About measures of the state support of the families having children regarding repayment of obligations on the mortgage housing loans (loans) and about introduction of amendments to article 13.2 of the Federal law "About Acts of Civil Status"
Accepted by the State Duma on June 19, 2019
Approved by the Federation Council on June 26, 2019
1. This Federal Law establishes the bases for implementation of measures of the state support of the families having children for the purpose of creation of conditions for repayment of obligations on the mortgage housing loans (loans) (further also - measures of the state support).
2. The citizen of the Russian Federation - mother or the father at whom the third child or the subsequent children were born from January 1, 2019 to December 31, 2030 in the period and which are borrowers on the mortgage housing loan (loan) has the right to measures of the state support.
3. In case of determination of the right to measures of the state support the children who are not citizens of the Russian Federation and also children concerning whom the citizen specified in part 2 of this Article was deprived of the parent rights or concerning which adoption was cancelled are not considered.
4. Measures of the state support are implemented once (concerning only one mortgage housing loan and irrespective of the birth of children after implementation of measures of the state support) by complete or partial repayment of obligations on the mortgage housing loan (I will occupy) the citizen in the amount of its debt, but no more than 450 thousand rubles. The specified funds are allocated for debt repayment on principal debt and if such debt is less than 450 thousand rubles, the remained funds are allocated for repayment of the percent added for use of this credit (loan).
5. Complete or partial repayment of obligations on the mortgage housing loans (loans) according to this Federal Law is performed if the citizen specified in part 2 of this Article till July 1, 2031 signs the credit agreement (loan agreement) which purpose is:
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