of May 6, 2006 No. ZRU-33
About consumer loan
Accepted by Legislative house on December 22, 2005
Approved by the Senate on February 24, 2006
The purpose of this Law is regulation of the relations in the field of provision of consumer loan.
The legislation on consumer loan consists of this Law and other acts of the legislation.
If the international treaty of the Republic of Uzbekistan establishes other rules, than those which are stipulated by the legislation the Republic of Uzbekistan about consumer loan then are applied rules of the international treaty.
Consumer loan is the loan granted to physical person (consumer) on purchase of goods (works, services) for satisfaction of its consumer needs.
Forms of consumer loan are the financial consumer loan and commodity consumer loan.
Financial consumer loan is the loan granted to the consumer in the form of money for payment of goods purchased (services).
The organizations granting financial consumer loan are banks and non-bank credit institutions, and also the payment institutes performing activities microfinancial the organization.
Commodity consumer loan is the loan granted to the consumer in the form of payment by installments of payment for goods purchased, the performed works or the rendered services.
The organizations granting commodity consumer loan are the manufacturing companies or the organizations realizing consumer goods (works, services).
The goods (works, services) intended for consumer needs of physical person can be object of consumer loan.
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