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LAW OF THE REPUBLIC OF KAZAKHSTAN

of July 5, 2006 No. 163-III ZRK

About mutual insurance

(as amended on 20-11-2025)

The preamble is excluded according to the Law of the Republic of Kazakhstan of 30.06.2025 No. 205-VIII ZRK

Chapter 1. General provisions

Article 1. The basic concepts used in this Law

In this Law the following basic concepts are used:

1) additional contribution - part of the insurance premium which is in addition brought by the member of society of mutual insurance according to the procedure and the cases provided by rules of mutual insurance of society of mutual insurance;

2) mutual insurance - one of insurance forms in case of which each insurer is member of society of mutual insurance;

3) society of mutual insurance (further - society) the legal entity created in form of business of consumer cooperative for the purpose of implementation of mutual insurance of valuable interests of the members;

4) authorized body - the state body performing state regulation, control and supervision of the financial market and the financial organizations.

Article 2. Legislation of the Republic of Kazakhstan on mutual insurance

1. The legislation of the Republic of Kazakhstan on mutual insurance is based on the Constitution of the Republic of Kazakhstan and consists of this Law and other regulatory legal acts of the Republic of Kazakhstan.

2. If the international treaty ratified by the Republic of Kazakhstan establishes other rules, than those which are provided by this Law then are applied rules of the international treaty.

3. The law of the Republic of Kazakhstan "About consumer cooperative" extends to activities of societies in the part which is not settled by this Law.

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