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It is registered

Ministry of Justice

Russian Federation

On August 13, 2025 No. 83189

INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of June 30, 2025 No. 7111-U

About modification of the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U

Based on article 76.4 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)", Item 5 of part 4 of article 14 of the Federal Law of July 2, 2010 No. 151-FZ "About microfinancial activities and the microfinancial organizations" and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of June 28, 2025 No. PSD-17):

1. Bring in the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U "About procedure for forming by the microfinancial organizations of reserves on possible losses on loans" <1> following of change:

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<1> It is registered by the Ministry of Justice of the Russian Federation on February 25, 2020, registration No. 57599, with the changes made by Instructions of the Bank of Russia of June 29, 2022 No. 6178-U (it is registered by the Ministry of Justice of the Russian Federation on August 24, 2022, registration No. 69772), of September 29, 2023 No. 6550-U (it is registered by the Ministry of Justice of the Russian Federation on November 3, 2023, registration No. 75848).

1.1. In Item 5:

in subitem 5.9 of the word "the improving term of the contract of loan for the borrower and" to exclude;

subitem 5.10 after the word "stopping" to add with the words "fully or partially";

in subitem 5.11 of the word "Receipt in the Microfinancial Organization of Data, including Claims, Addresses, Requests" shall be replaced with words "Availability at the microfinancial organization of data, including in connection with receipt in the microfinancial organization of claims and addresses,".

1.2. In Item 6:

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