INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of June 30, 2025 No. 7126-U

About procedure for representation by the organizations performing transactions with money or other property which regulation, control and supervision in the field of activities in accordance with the legislation of the Russian Federation exercises the Bank of Russia (except for credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation), in authorized body of data and information according to articles 7 and 7.5 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing"

Based on the paragraph of the seventh of part one of Article 3, subitems 6 and 7 of Item 1, Item 7, paragraph of the fourth Item 10, paragraph of the fourth Item 10. 1, paragraphs of the first and second Item 13 of Article 7, of paragraph one of Item 2, of Item 3 and paragraph two of Item 5 of article 7.5 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" this Instruction establishes procedure for representation by the organizations performing transactions with the money or other property specified in article 5 of the Federal Law of August 7, 2001 to No. 115-FZ "About counteraction of legalization (washing) of the income charged in the criminal way and to terrorism financing" which regulation, control and supervision in the field of activities in accordance with the legislation of the Russian Federation exercises the Bank of Russia (except for credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation), in the federal executive body taking measures for counteraction of legalization (washing) of income gained in the criminal way, to financing of terrorism, extremist activities and financing of distribution of weapons of mass destruction, data and information according to articles 7 and 7.5 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing".

1. The organizations performing the transactions with money or other property specified in article 5 of the Federal Law of August 7, 2001 to No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" which regulation, control and supervision in the field of activities in accordance with the legislation of the Russian Federation exercises the Bank of Russia (except for credit institutions, branches of foreign banks through which foreign banks perform activities in the territory of the Russian Federation) (further respectively - the Federal Law No. 115-FZ, the Organization) shall create the electronic document in the form of the formalized electronic message (further - FES) according to formats, the description of structure, details, measures of protection and procedure for forming of information provided by the Federal Law No. 115-FZ determined based on Item 7.1 of article 7 of the Federal Law No. 115-FZ by the Bank of Russia in coordination with the federal executive body taking measures for counteraction of legalization (washing) of income gained in the criminal way, to financing of terrorism, extremist activities and financing of distribution of weapons of mass destruction (further - authorized body).

2. FES created by the Organization shall contain one of the following types of data and information:

about the transactions with money or other property which are subject according to Article 6 and (or) Articles 7. 4, 7.5 Federal Laws No. 115-FZ to mandatory control;

about one-time transaction or set of transactions with money or other property and (or) the actions of the client connected with making of any transactions with money or other property, his representative within customer service concerning which employees of the Organization based on implementation of the rules of internal control specified in Item 2 of article 7 of the Federal Law No. 115-FZ have suspicions that data of transaction with money or other property and (or) actions are performed for the purpose of legalization (washing) of income gained in the criminal way or terrorism financing, including information on the beneficial owner which is available for the Organization;

about the taken measures for freezing (blocking) of money or other property of the organization or physical person according to the subitem 6 of Item 1 of Article 7, paragraph one of Item 2 of article 7.5 of the Federal Law No. 115-FZ;

about results of verification of presence among the clients of the organizations and physical persons to whom are applied or shall be applied the measure for freezing (blocking) of money or other property performed according to the subitem 7 of Item 1 of article 7 of the Federal Law No. 115-FZ, about results of verification of presence among the clients of the organizations and physical persons included in constituted within realization of the powers provided by Chapter VII of Articles of organization of the United Nations of June 26, 1945 <1>, the Security Council of the United Nations or bodies which are specially created by decisions of the Security Council of the United Nations, lists of the organizations and physical persons connected with the terrorist organizations and terrorists or with distribution of weapons of mass destruction article 7.5 of the Federal Law No. 115-FZ performed according to Item 3 (further in case of joint mentioning - information on results of check);

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<1> The collection of the current agreements, agreements and conventions signed by the USSR with foreign states, the issue XII - M., 1956, of page 14 - 47), is ratified by the Decree of Presidium of the Supreme Council of the USSR of August 20, 1945. "About ratification of Articles of organization of the United Nations" (The collection of the laws of the USSR and Decrees of Presidium of the Supreme Council of the USSR, 1938 - 1975, t. 2, page 237).

about the hindrance facts from the state (territory) in which (on which) branches and representations, and also the affiliated organizations of the Organizations, realization by such branches, representations and affiliated organizations of the Federal Law No. 115-FZ or its separate provisions are located;

about the transactions with money or other property suspended according to Item 10 of Article 7, Item 5 of article 7.5 of the Federal Law No. 115-FZ;

about the transactions with money or other property suspended according to Item 10.1 of article 7 of the Federal Law No. 115-FZ;

about refusal in making of transaction with money or other property on the basis specified in paragraph one of Item 11 of article 7 of the Federal Law No. 115-FZ (further - refusal in making of transaction with money or other property);

about elimination of Item 11 of article 7 of the Federal Law No. 115-FZ of the basis specified in paragraph one according to which the Organization made the decision on refusal in making of transaction with money or other property earlier, including in connection with the made decision of the interdepartmental commission created under the Bank of Russia according to Item 13.5 of article 7 of the Federal Law No. 115-FZ on lack of the basis according to which the Organization made the decision on refusal in making of transaction with money or other property earlier;

about cancellation by court of the decision on refusal which is earlier made by the Organization in making of transaction with money or other property.

3. The organization sends to FES to authorized body by use of the personal account which is the information resource posted on the official site of authorized body on the Internet (further respectively - the Internet network, personal account), access to which is provided to the Organization by means of passing of the procedure of authorization according to Item 7 of the Procedure for access to personal account and its use approved by the order of Rosfinmonitoring of July 20, 2020 No. 175 <2>.

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<2> Registration No. 59707, with the changes made by orders of Rosfinmonitoring of November 9, 2021 No. 244 is registered by the Ministry of Justice of the Russian Federation on September 8, 2020 (registration No. 66251) is registered by the Ministry of Justice of the Russian Federation on December 9, 2021, of August 29, 2022 No. 183 (registration No. 70294) is registered by the Ministry of Justice of the Russian Federation on September 29, 2022, of April 29, 2025 No. 82 (registration No. 82313) is registered by the Ministry of Justice of the Russian Federation on May 23, 2025.

4. In case of submission to authorized body of the data and information provided by paragraphs the second, the fourth, seventh and eighth Item 2 presents of the Instruction, the Organization shall create and direct separate FES on each of the listed types of data and information with indication of in the name FES to submission of the data requiring special attention of authorized body.

5. The organization shall send to FES to authorized body in the terms established by articles 7 and 7.5 of the Federal Law No. 115-FZ.

The organization shall send to the FES authorized body, containing information on results of check, no later than 3 working days after day of the end of carrying out each of 2 presents of the Instruction of checks specified Item in paragraph five.

The organization shall send to the FES authorized body, containing information specified Item in paragraph six 2 presents of the Instruction no later than 5 working days after day of identification of the corresponding facts.

6. The organization accepts from authorized body the documents containing confirmation of authorized body about acceptance of FES (further - the receipt on acceptance of FES), or the documents containing confirmation of authorized body about rejection of FES (further - the receipt on rejection of FES), placed by authorized body in personal account.

7. In case of obtaining by the Organization from authorized body of the receipt on rejection of FES the Organization shall remove the cause for which FES was not accepted, to create new FES and no later than the working day following behind day of receipt of the specified receipt, to send to FES to authorized body according to this Instruction.

8. In case of non receipt by the Organization from authorized body of the receipt on acceptance of FES or the receipt on rejection of FES after 5 working days after day of the FES direction in the Organization authorized body has the right to send inquiry to authorized body for clarification of absence reasons in personal account of the receipt on acceptance of FES or the receipt on rejection of FES.

9. In case of impossibility of representation of FES in authorized body by use of personal account the Organization shall send it to authorized body on the electronic medium of information enclosed the cover letter signed by the head or the authorized representative of the Organization and directed by the courier or the registered mail with the assurance of receipt.

10. This Instruction becomes effective after 10 days after day of its official publication.

11. From the date of entry into force of this Instruction to recognize invalid:

Instruction of the Bank of Russia of October 17, 2018 No. 4937-U "About procedure for submission by not credit financial credit institutions to authorized body of data and information according to Articles 7, 7.5 Federal Laws "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" <3>;

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<3> It is registered by the Ministry of Justice of the Russian Federation on January 16, 2019, registration No. 53369.

subitem 1.7 of Item 1 of the Instruction of the Bank of Russia of December 24, 2019 No. 5372-U "About modification of separate regulations of the Bank of Russia in the field of counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" <4>;

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<4> It is registered by the Ministry of Justice of the Russian Federation on March 27, 2020, registration No. 57870.

Instruction of the Bank of Russia of July 15, 2021 No. 5860-U "About modification of Items 2 and 4 of the Instruction of the Bank of Russia of October 17, 2018 No. 4937-U "About procedure for submission by not credit financial credit institutions to authorized body of data and information according to Articles 7, 7.5 Federal Laws "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" <5>;

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<5> It is registered by the Ministry of Justice of the Russian Federation on August 16, 2021, registration No. 64652.

Instruction of the Bank of Russia of October 21, 2024 No. 6904-U "About modification of the Instruction of the Bank of Russia of October 17, 2018 No. 4937-U "About procedure for submission by not credit financial credit institutions to authorized body of data and information according to Articles 7, 7.5 Federal Laws "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" <6>.

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<6> It is registered by the Ministry of Justice of the Russian Federation on November 20, 2024, registration No. 80251.

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