RESOLUTION OF BOARD OF NATIONAL BANK OF THE REPUBLIC OF KAZAKHSTAN

of July 31, 2026 No. 92

About modification and amendments in the resolution of Board of National Bank of the Republic of Kazakhstan of August 25, 2025 No. 52 "About establishment of macroprudential standard rates and limits, their normative values and techniques of calculations"

The board of National Bank of the Republic of Kazakhstan DECIDES:

1. Bring in the resolution of Board of National Bank of the Republic of Kazakhstan of August 25, 2025 No. 52 "About establishment of macroprudential standard rates and limits, their normative values and techniques of calculations" (it is registered in the Register of state registration of regulatory legal acts at No. 36722) the following changes and amendments:

in Macroprudential standard rates and limits, their normative values and technique of the calculations approved by the specified resolution:

add with Item 1-1 of the following content:

"1-1. In Standard rates the concepts provided by the Law on banks and also the following concepts are used:

1) credit line - the obligation of bank, branch of nonresident bank of the Republic of Kazakhstan to credit the borrower on the conditions allowing the borrower most to determine time of receipt of loan, but within the amount and time determined by credit policy of bank, branch of nonresident bank of the Republic of Kazakhstan for such form of crediting and the agreement of bank loan;

2) credit limit (including on credit card) - the limiting amount of credit line;

3) the borrower - the physical resident person of the Republic of Kazakhstan intending to use or using services of bank, branch of nonresident bank of the Republic of Kazakhstan in implementation of banking loan activities.";

state Item 20 in the following edition:

"20. The bank, branch of nonresident bank of the Republic of Kazakhstan perfroms calculation of coefficient of debt load of the borrower before decision making about (about):

to issue to the borrower of loan, including issue of loan (part of loan) within open credit line, except for issues of loan (part of loan) within credit limit of credit card which conditions provide crediting of the borrower within credit limit;

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