FEDERAL LAW OF THE RUSSIAN FEDERATION

of June 27, 2011 No. 162-FZ

About modification of separate legal acts of the Russian Federation in connection with adoption of the Federal Law "About National Payment System"

Accepted by the State Duma of the Russian Federation on June 14, 2011

Approved by Council of the Russian Federation on June 22, 2011

Article 1

Bring in the Federal Law "About Banks and Banking Activity" (in edition of the Federal Law of February 3, 1996 No. 17-FZ) (Sheets of the Congress of People's Deputies of RSFSR and the Supreme Council of RSFSR, 1990, No. 27, Art. 357; Russian Federation Code, 1996, No. 6, Art. 492; 1998, No. 31, Art. 3829; 1999, No. 28, Art. 3459, 3469; 2001, No. 26, Art. 2586; No. 33, Art. 3424; 2002, No. 12, Art. 1093; 2003, No. 27, Art. 2700; No. 52, Art. 5033, 5037; 2004, No. 27, Art. 2711; 2005, No. 1, Art. 45; 2006, No. 19, Art. 2061; No. 31, Art. 3439; 2007, No. 1, Art. 9; No. 22, Art. 2563; No. 31, Art. 4011; No. 41, Art. 4845; No. 45, Art. 5425; 2009, No. 9, Art. 1043; No. 23, Art. 2776; No. 30, Art. 3739; No. 48, Art. 5731; No. 52, Art. 6428; 2010, No. 8, Art. 775; No. 19, Art. 2291; No. 27, Art. 3432; No. 30, Art. 4012; No. 31, Art. 4193; No. 47, Art. 6028; 2011, No. 7, Art. 905) following changes:

Part third of Article 1 to state 1) in the following edition:

"Non-bank credit institution:

1) the credit institution having the right to perform exclusively banking activities specified in Items 3 and 4 (only regarding business bank accounts in connection with implementation of money transfers without opening of bank accounts), and also in Item 5 (only in connection with implementation of money transfers without opening of bank accounts) and Item 9 parts one of article 5 of this Federal Law (further - the non-bank credit institution having the right to implementation of money transfers without opening of bank accounts and the related other banking activities);

2) the credit institution having the right to perform the separate banking activities provided by this Federal Law. Admissible combinations of banking activities for such non-bank credit institution are established by the Bank of Russia.";

2) in Article 5:

a) in part one:

in item 4 shall be replaced with words the word of "calculations" "money transfers";

state Item 9 in the following edition:

"9) implementation of money transfers without opening of bank accounts, including electronic money (except for postal orders).";

b) add with part seven of the following content:

"Money transfers without opening of bank accounts, except for transfers of electronic money, are performed at the request of physical persons.";

3) in Article 11 part two the third offer to state in the following edition: "The minimum size of the authorized capital of again registered non-bank credit institution petitioning for receipt of the license for the non-bank credit institutions having the right to implementation of money transfers without opening of bank accounts and the related other banking activities on the date of submission of the petition for state registration and licensing for banking operations is established in the amount of 18 million rubles.", to add with the offer of the following content: "The minimum size of the authorized capital of again registered non-bank credit institution which is not petitioning for receipt of the specified licenses on the date of submission of the petition for state registration and licensing for banking operations is established in the amount of 18 million rubles.";

Shall be replaced with words 4) in part one of Article 13 of the word "in article 13.1 of this Federal Law" "in the Federal Law "About National Payment System";

5) Article 13.1 to recognize invalid;

6) in Article 14:

a) add with the subitem 9 of the following content:

"9) questionnaires of candidates for positions of sole executive body and the chief accountant of the non-bank credit institution having the right to implementation of money transfers without opening of bank accounts and the related other banking activities. The specified questionnaires are filled in with these candidates with own hand and shall contain the data established by regulations of the Bank of Russia, and also the data:

about availability at these persons of higher education (with submission of the copy of the diploma or the document replacing it);

about availability (about absence) criminal records.";

b) add with part two of the following content:

"Subitem provisions 8 parts one of this Article do not extend to case of submission of documents for state registration of the non-bank credit institution having the right to implementation of money transfers without opening of bank accounts and the related other banking activities, and receipt by it of the license for banking operations.";

Part the second Article 15 to state 7) in the following edition:

"Decision making about state registration of credit institution and licensing for banking operations or about refusal in it is made in time, not exceeding six months from the date of submission of all documents provided by this Federal Law, and adoption of such decision concerning the non-bank credit institution having the right to implementation of money transfers without opening of bank accounts and the related other banking activities, - in time, not exceeding three months.";

To add paragraph two of the subitem of 1 part one of Article 16 with words "(for candidates for positions of sole executive body and the chief accountant of the non-bank credit institution having the right to implementation of money transfers without opening of bank accounts and the related other banking activities - lack of higher education at them)";

9) in Article 26:

a) the thirteenth to state part in the following edition:

"Operators of payment systems have no right to open to the third parties of the data on transactions and about accounts of members of the payment service providers and their clients, except as specified, provided by the Federal Laws.";

b) add with part of the eighteenth of the following content:

"The operational centers, payment clearing centers have no right to open to the third parties of the data on transactions and about accounts of members of payment service providers and their clients, the information transfers received when rendering operational services, clearing services to members of payment service provider, except for within payment system, and also the cases provided by the Federal Laws.";

c) add with part of the nineteenth of the following content:

"Provisions of this Article extend to data on transactions of clients of the credit institutions performed by bank payment agents (subagents).";

d) add with part of the twentieth of the following content:

Disclaimer! This text was translated by AI translator and is not a valid juridical document. No warranty. No claim. More info