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The document ceased to be valid since July 14, 2017 according to Item 10.2 of the Provision of the Central bank of the Russian Federation of June 28, 2017 No. 590-P

It is registered

Ministry of Justice

Russian Federation

On December 28, 2012 N26407

INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of December 24, 2012 No. 2947-U

About modification of Item 5.1 of the Provision of the Bank of Russia of March 26, 2004 No. 254-P "About procedure for forming by credit institutions of reserves on possible losses according to loans, on the loan and equated to it debt"

1. According to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of December 21, 2012 N 26) Item 5.1 of the Provision of the Bank of Russia of March 26, 2004 N 254-P "About procedure for forming by credit institutions of reserves on possible losses according to loans, on the loan and equated to it debt", registered by the Ministry of Justice of the Russian Federation on April 26, 2004 N 5774, on April 20, 2006 N 7728, on December 27, 2006 N 8676, on December 10, 2007 N 10660, on January 23, 2008 N 10968, on May 22, 2008 N 11724, on May 22, 2008 N 11730, on June 30, 2008 N 11903, on January 29, 2009 N 13219, on February 20, 2009 N 13414, on December 21, 2009 N 15772, on December 24, 2009 N 15811, on August 17, 2012 N 25204, on December 13, 2012 N 26113 ("the Bulletin of the Bank of Russia" of May 7, 2004 N 28, of May 4, 2006 N 26, of January 15, 2007 N 1, of December 17, 2007 N 69, of January 31, 2008 N 4, of May 28, 2008 N 25, of June 4, 2008 N 28, of July 9, 2008 N 36, of February 4, 2009 N 7, of March 4, 2009 N 15, of December 28, 2009 N 77, of August 22, 2012 N 50, of December 19, 2012 N 73), after table 4 to add with table 4.1:

"Table 4.1

 

     Portfolios of homogeneous loans,     
 provided to subjects small and 
   medium business    

The minimum size of reserve, in
         percent          

 on portfolios  
 secure  
     loans      

on portfolios
other loans

 1.

Portfolio of loans without overdue      
payments                            

      0,5      

    1     

 2.

Portfolio of loans with overdue       
payments lasting from 1 to
30 calendar days                 

      1,5      

    3     

 3.

Portfolio of loans with overdue       
payments lasting from 31 to
90 calendar days                 

      10       

    20    

 4.

Portfolio of loans with overdue       
payments lasting from 91 to
180 calendar days                

      35       

    50    

 5.

Portfolio of loans with overdue       
payments lasting from above  
180 calendar days                

             75             

 

2. This Instruction becomes effective from the date of its official publication in "the Bulletin of the Bank of Russia" and is applied in case of creation of the reporting for January 1, 2013 and for February 1, 2013.

Chairman of the Central bank of the Russian Federation

S. M. Ignatyev

 

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