ORDER OF THE GOVERNMENT OF THE RUSSIAN FEDERATION

of December 26, 2014 No. 1531

About modification of Rules of provision to participants of accumulative and mortgage system of housing providing military personnel of target housing loans, and also repayments of target housing loans

The government of the Russian Federation decides:

Approve the enclosed changes which are made to Rules of provision to participants of accumulative and mortgage system of housing providing the military personnel of target housing loans, and also the repayments of target housing loans approved by the order of the Government of the Russian Federation of May 15, 2008 No. 370 "About procedure for mortgage lending of participants of accumulative and mortgage system of housing providing the military personnel" (The Russian Federation Code, 2008, No. 20, Art. 2369; 2011, No. 1, Art. 227).

Approved by the Order of the Government of the Russian Federation of December 26, 2014 No. 1531

Changes which are made to Rules of provision to participants of accumulative and mortgage system of housing providing the military personnel of target housing loans, and also repayments of target housing loans

Rules of provision to participants of accumulative and mortgage system of housing providing the military personnel of target housing loans and also to state repayments of target housing loans in the following edition:

"Are approved by the Order of the Government of the Russian Federation of May 15, 2008 No. 370 (in edition of the Order of the Government of the Russian Federation of December 26, 2014 No. 1531)

Rules of provision to participants of accumulative and mortgage system of housing providing military personnel of target housing loans, and also repayments of target housing loans

I. General provisions

1. The these rules developed according to the Federal Law "About Accumulative and Mortgage System of Housing Providing the Military Personnel" (further - the Federal Law), determine procedure and conditions of provision to participants of accumulative and mortgage system of housing providing the military personnel (further respectively - accumulative and mortgage system, participants) target housing loans, and also procedure and conditions of their repayment.

2. With the federal executive body providing functioning of accumulative and mortgage system according to the Federal Law (further - authorized body), agreements of target housing loan each participant at least in 3 years of its participation in accumulative and mortgage system has the right to the conclusion.

3. The target housing loan is granted the participant in the following purposes:

a) acquisition of premises (premises), acquisition of the parcel of land occupied acquired by the apartment house or part of the apartment house and necessary for their use on the security of the acquired premises (premises), the specified parcel of land, and also acquisition of premises (premises) under the agreement of participation in shared-equity construction;

b) payment of the initial contribution in case of acquisition with use of mortgage loan (loan) (further - mortgage loan) premises (premises), acquisition of the parcel of land occupied acquired by the apartment house or part of the apartment house and necessary for their use, payment of part of the price of the contract of participation in shared-equity construction with use of mortgage loan and (or) repayment of obligations on mortgage loan.

4. The participant who showed willingness to obtain target housing loan represents to federal executive body in which the Federal Law provides military service (further - federal executive body), or to authorized body the statement for provision of target housing loan with indication of:

purposes of receipt of target housing loan;

the consent of the participant to reclamation by authorized body from trust management of the accumulatings for housing providing considered on personalized accumulation account of the participant for the term of no more than 6 months from the date of signing by authorized body of the certificate on the right of the participant to receipt of target housing loan (further - the certificate).

The procedure for submission of the statement for provision of target housing loan is determined by the corresponding federal executive body.

5. Federal executive bodies monthly, to the 5th following for reporting, according to the procedure, established by them, represent to authorized body in the form approved with it, the information about the participants who showed willingness to obtain target housing loan.

6. Authorized body monthly based on the data provided according to Item 5 of these rules, and data on the accumulatings considered on personalized accumulation accounts of participants:

a) draws up before the termination of current month the certificate in the form approved by authorized body, which is valid no more than 6 months from the date of its signing;

b) draws up if necessary the reference confirming the income of the participant;

c) will request from trust management of accumulating for housing providing, considered on personalized accumulation account of the participant, for the term of no more than 6 months from the date of signing of the certificate by authorized body.

7. If within 6 months from the date of signing of the certificate the participant did not sign the agreement of target housing loan, he has the right again to provide to federal executive body or according to the procedure, established by federal executive body, in authorized body the statement for provision of target housing loan.

8. The authorized body together with federal executive body within one month from the date of signing of the certificate provides its bringing to the participant.

9. According to the solution of federal executive body the documents submitted by the participant according to Items 11, of 14, of 19, of 21, of 26, of 28, of 33, of 37, of 39, of 40, of 45, of 47, of 48, of 50, of 52, of 55, of 56, of 58, of 62, of 64, of 68, of 70, of 97 and 100 these rules to authorized body can be represented by the federal executive body and (or) persons determined by it, according to the procedure, established by these rules.

II. Procedure and conditions of provision of target housing loan for acquisition of premises (premises) on the security of acquired premises (premises)

10. The premises (premises) acquired by the participant according to the purchase and sale agreement with use of target housing loan are in pledge (mortgage) by law at the Russian Federation on behalf of authorized body from the date of state registration of the property right of the participant to the specified premises (premises).

11. If the citizen of the Russian Federation acts as the seller of premises (premises), the participant for receipt of target housing loan represents to authorized body:

a) the agreement of target housing loan signed from the participant which is drawn up according to the standard agreement approved by authorized body (in 3 copies);

b) the valuation report of market value of acquired premises (premises) constituted in accordance with the legislation of the Russian Federation about estimative activities;

c) the provisional agreement of purchase and sale of premises (premises) meeting the requirements of Article 429 of the Civil code of the Russian Federation;

d) the passport copy of the citizen of the Russian Federation who is the participant;

e) the passport copy of the citizen of the Russian Federation who is the seller of premises (premises);

e) the statement from the Unified State Register of Rights on real estate and transactions with it on acquired premises (premises) prepared not later than 30 days about day of its representation which does not contain restrictions (encumbrance) of the rights, data on the right claims and the rights to claim declared judicially existing at the time of issue of the statement concerning premises (premises), marks about objection concerning the registered right to it;

g) the copy of the cadastral passport of acquired premises (premises) with the floor-by-floor plan and explication;

h) the document (documents) confirming absence of debt on payment of premises (premises) and utilities;

i) the statement from the house register and the copy of financial personal account of the seller of acquired premises (premises);

j) notarially certified consent of the spouse (spouse) of the seller (sellers) (in case of their availability) on alienation of premises (premises) or the document confirming lack of need of representation of consent of the spouse (spouse) to alienation of premises (premises);

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