Approved by the Protocol of National Bank of the Republic of Moldova of August 8, 1997, No. 28

Regulations about bank liquidity

I. General provisions

These Regulations are developed according to the powers of National Bank of Moldova provided by articles 11 and 44  of the Law No. 548/1995 on National Bank of Moldova (переопубликован: The official monitor of the Republic of Moldova, 2015, Art. No. 297-300, 544), with subsequent changes, and Art. 76 of the Law No. 202/2017 on activities of banks (The official monitor of the Republic of Moldova, 2017, No. 434-439, the Art. 727), with subsequent changes.

For the purpose of ensuring development of the strong and competitive financial sector, non-admission of the increased risk in financial system, depositor protection and maintenance of the adequate level of liquidity by banks with these Regulations the National Bank of Moldova establishes the following rules which aim to establish adequate connection between the amount of the invested funds of bank (assets) and the amount of financial resources (liabilities).

These regulations are applied to banks with the location in the Republic of Moldova, and also to departments of banks of foreign states which are licensed by National Bank of Moldova (further - banks).

II. Basic concepts

For the purpose of these Regulations the following basic concepts are used:

1. Liquidity is capability of financial institution to be placed in assets and to provide timely accomplishment of the payment obligations on term.

2. The I principle of liquidity provides: the amount of assets of bank with repayment period and did not exceed 2 years the amount of its financial resources any more.

3. Ceased to be valid according to the Resolution of National Bank of the Republic of Moldova of 26.02.2020 No. 44

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