RESOLUTION OF BOARD OF NATIONAL BANK OF THE REPUBLIC OF BELARUS

of September 4, 2019 No. 359

About approval of standards of carrying out calculations

Based on the paragraph of the forty fifth of Article 26, the Board of National Bank of the Republic of Belarus DECIDES: parts two of Article 32 and part one of article 39 of the Bank code of the Republic of Belarus

1. Approve:

standard of carrying out calculations of SPR 2.02-4-2019 "Banking activity. Information technologies. Interbank payment instructions. Part 4. Electronic payment documents MT 204" (are attached);

standard of carrying out calculations of SPR 2.03-1-2019 "Banking activity. Information technologies. Payment instructions of clients. Part 1. Electronic payment orders" (are attached);

standard of carrying out calculations of SPR 5.02-2019 "Banking activity. Information technologies. Information archives. Inventories of synchronizable electronic documents by interbank calculations (on instant payments)" (are attached).

2. This resolution becomes effective after its official publication.

No. 359 is approved by the Resolution of Board of National Bank of the Republic of Belarus of September 4, 2019

Standard of carrying out calculations of SPR 2.02-4-2019 "Banking activity. Information technologies. Interbank payment instructions. Part 4. Electronic payment documents MT 204"

Section I. General provisions

1. This standard of carrying out calculations (further - the standard) establishes:

requirements to structure and formats of elements of data of the electronic payment document (further - EPD) MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting";

requirements to process of reproduction and form of external representation on paper EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "Order about direct debiting";

the list of basic tests for check of compliance of processes of creation and reproduction on paper EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting" realized by software, to requirements of this standard.

2. This standard is applied in case of monitoring procedure of compliance of EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting" and forms of their external representation on paper to the established requirements.

EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting" are used for money transfer in system of interbank calculations of National Bank in which interbank calculations for urgent and not urgent money transfers are in real time perfromed (further - the BISS system). EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting" concern to the EPD group, created by National Bank.

3. General requirements to structure and formats of elements of data EPD and to process of their reproduction are on paper established by the SPR 2.01-2019 standard "Banking activity. Information technologies. Electronic documents. General requirements", the approved resolution of Board of National Bank of the Republic of Belarus of November 20, 2018 No. 536 (further - SPR 2.01).

4. This standard is intended for employees of banks and the non-bank credit and financial organizations (further - banks), developers of the software and test laboratories performing testing (testing) of software.

5. This standard should be applied together with SPR 2.01.

6. In this standard terms in the values established in regulatory legal acts of National Bank and SPR 2.01, and also the following terms and their determinations are used:

clearing - process of transfer, reconciliation, calculation of monetary claims and obligations and forming of final net line items of participants of clearing for the subsequent calculation;

EPD packet - the group of the connected EPD MT 204 "Calculations with adjacent systems" containing all amounts of net line items by results of clearing calculations for execution of one payment transaction;

settlement and clearing system on securities - system of clearing according to the transactions of purchase and sale of securities and financial instruments of forward transactions made at the exchange;

transaction - banking activity on account-to-account money transfer;

the financial instrument of forward transactions - the agreement which is the derivative financial instrument which cost depends on the price or other quantitative index of basic asset of the agreement, providing realization of the rights and (or) obligation fulfillment under this agreement in the future.

7. In this standard designations in the values established in SPR 2.01, and also the following designation are used:

<> - the symbols used for designation of EPD MT 204 "Calculations with adjacent systems" reproduced in the form of external representation on paper and EPD MT 204 "The order about direct debiting" of values of elements of the data corresponding to elements of data EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting".

8. Determination of lexical format is used according to SPR 2.01.

9. The permitted symbolical set is used according to SPR 2.01.

Section II. Requirements to structure and elements of data EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "Order about direct debiting"

Subsection 1. Requirements to structure and formats of elements of data of general part of EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "Order about direct debiting"

Chapter 1. Mainframe of heading EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "Order about direct debiting"

10. General requirements to structure of the mainframe of heading of the electronic document are established by SPR 2.01.

11. For EPD MT 204 "Calculations with adjacent systems" and EPD MT 204 "The order about direct debiting" the following special requirements are established.

In the field "System Code of Purpose of the Electronic Payment Document" the following values are specified:

"01" if EPD is used for write-off/transfer of funds for correspondent accounts of banks (the account of National Bank for interbank calculations) by results of clearing (calculation) performed in adjacent systems. EPD MT 204 "Calculations with adjacent systems" is used (further - EPD MT 204 (01);

"02" if EPD is used for write-off of funds with the consent of bank from its correspondent account into the account of bank beneficiary - National Bank. EPD MT 204 "The order about direct debiting" is used (further - EPD MT 204 (02).

Chapter 2. Block of the text of the document EPD MT 204 "Calculations with adjacent systems"

12. The structure of the block of the text of the document, formats of fields and procedure for their following in the block are given in tables 1 and 2. Requirements to structure of elements of the data containing values of bank identification code of the participant of the BISS system (further – the member of BISS) and bank account number opened in bank the member of BISS are established according to appendix 1 to SPR 2.01.

Table 1. General part of the block of the text of the document EPD MT 204 (01)

 

Sequence number of the field	Field identifier	Name of the field	Format	Applicability
1	20	Референс transactions	16x	About
2	19	Total sum	3a19d	About
3	30	Date	6n	About
4	58D	Bank beneficiary	/11c[.28c] 3a9c 35x [2*35x]	About
5	72	Information for the receiver	4*35x	About

 

Table 2. The repeating part of the block of the text of the document EPD MT 204 (01)

 

Sequence number of the field	Field identifier	Name of the field	Format	Applicability
6	20	Референс transactions	16x	About
7	21	Connected референс	16x	About
8	32B	Amount	3a19d	About
9	52D	Paying bank	/11c[.28c] 3a9c 35x [2*35x]	About
10	53B	Instruction for work with correspondent account	/1a/28c [35x]	About
11	72	Information for the receiver	2*35x [6*35x]	About

 

Quantity of the repeating parts of the block of the text of the document EPD MT 204 (01) equally 1.

Scope:

Quantity of the repeating parts of the block of the text of the document EPD MT 204 (01) equally 1.

Scope:

EPD MT 204 (01) it is used for calculations for results of clearing (calculation) performed in adjacent systems.

13. Description of fields:

13.1. field 20: "Referens of transaction".

Format:

16x - референс transactions.

Use:

obligatory.

Determination:

the field serves for unambiguous identification of packet of EPD MT 204 (01) within one operational day.

Rules of use:

the field accepts identical value for all packet of EPD MT 204 (01). In value of the field the gap symbol and capital letters of Cyrillics shall not be used;

13.2. field 19: "Total sum".

Format:

3a19d

Use:

obligatory.

Determination:

the field determines final value of the amounts of the repeating parts of the block of the text of the document.

Elements of data of the field:

3a – payment currency code;

19d – total sum.

The checked rules according to appendix 1 to SPR 2.01;

13.3. field 30: "Date".

Format:

6n - value date.

Use:

obligatory.

Determination:

the field determines date of write-off of funds from correspondent account of paying bank and/or transfer on correspondent account of bank beneficiary;

13.4. field 58D: "Bank beneficiary".

Format:

/11c[.28c]

3a9c

35x

[2*35x]

Use:

obligatory.

Rules of use:

for EPD MT 204 (01) with the value of element of the data "Code of Purpose of Payment" equal 904 (the subfield CNP of the field of the 72nd general part of the block of the text of the document), the following format of the field is used:

/11c.28c

3a9c

35x

[2*35x]

elements of data of the field:

11c - code of bank beneficiary of the member of BISS;

28c - account number of bank beneficiary of the member of BISS;

3a - the code word INN;

9c - accounting number of the payer;

35x

[2*35x] - the name of bank beneficiary of the member of BISS;

for EPD MT 204 (01) with the values of element of the data "Code of Purpose of Payment" equal 902, of 903, of 907, of 908, of 912, of 922, 932 (the subfield CNP of the field of the 72nd general part of the block of the text of the document), the following format of the field is used:

/11c[.28c]

3a9c

35x

[2*35x]

elements of data of the field:

11c - code of bank beneficiary - National Bank;

[28c] - account number of the corresponding adjacent system in National Bank. Compulsory use if value of element of the data "Transaction code" of the field 53B is equal to D;

3a - the code word INN;

9c - accounting number of the payer;

35x

[2*35x] - the name of bank beneficiary - National Bank;

13.5. field 72: "Information for the receiver".

Format:

4*35x

Use:

obligatory.

Determination:

the field describes packet of EPD MT 204 (01).

Rules of use:

the field has the structured format and consists of subfields.

Subfield P19: "Amount of the electronic payment document".

Format:

19d

Use:

obligatory.

Determination:

the subfield is used for control of the amounts of EPD.

The checked rules according to appendix 1 to SPR 2.01.

Subfield CSS: "Number of the repeating parts".

Format:

5n

Use:

obligatory.

Rules of use:

the subfield shall contain number of EPD MT 204 (01) in packet.

Subfield NSS: "Number of the repeating part".

Format:

5n

Use:

obligatory.

Rules of use:

the subfield shall contain sequence number of EPD MT 204 (01) in packet.

Subfield CNP: "Code of purpose of payment".

Format:

3c

Use:

obligatory.

Rules of use:

depending on types of adjacent systems it is filled with values:

"902" – reflection of results of clearing on transactions with use of the bank BELKART payment cards;

"903" – reflection of results of clearing on transactions of purchase and sale of securities;

"904" – reflection of results of the biddings by financial instruments of forward transactions;

"907" – reflection of results of clearing on the transactions made by means of AIS "Calculation";

"908" – reflection of results of calculations for instant payments;

"912" – reflection of results of clearing on transactions with use of the bank Visa payment cards;

"922" – reflection of results of clearing on transactions with use of the bank MasterCard payment cards;

"932" – reflection of results of clearing on transactions with use of bank payment cards by means of intersystem interaction of BELKART – the World;

13.6. field 20: "Referens of transaction".

Format:

16x - референс transactions.

Use:

obligatory.

Determination:

the field serves for unambiguous identification of EPD of rather clearing bank within one operational day. The National Bank performs functions of clearing bank regarding reflection on correspondent accounts of banks (the account of National Bank for interbank calculations) results of clearing (calculation) performed in adjacent systems.

Rules of use:

the field shall contain the value other than value of the field 20 in general part of the block of the text of the document. In value of the field the gap symbol and capital letters of Cyrillics shall not be used;

13.7. field 21: "Connected референс".

Format:

16x

Use:

obligatory.

Rules of use:

the field shall contain the code word NONREF;

13.8. field 32B: "Amount".

Format:

3a19d

Use:

obligatory.

Determination:

the field determines the amount of means transferred between the parties participating in transaction.

Elements of data of the field:

3a – payment currency code;

19d – payment amount.

The checked rules according to appendix 1 to SPR 2.01;

13.9. field 52D: "Paying bank".

Format:

/11c[.28c]

3a9c

35x

[2*35x]

Use:

obligatory.

Rules of use:

for EPD MT 204 (01) with the value of element of the data "Code of Purpose of Payment" equal 904 (the subfield CNP weeding 72), the following format of the field is used:

/11c.28c

3a9c

35x

[2*35x]

elements of data of the field:

11c - code of paying bank of the member of BISS;

28c - account number of paying bank of the member of BISS;

3a - the code word INN;

9c - accounting number of the payer;

35x

[2*35x] - the name of paying bank of the member of BISS;

for EPD MT 204 (01) with the values of element of the data "Code of Purpose of Payment" equal 902, 903, 907, 908, 912, 922, 932 (the subfield CNP weeding 72), the following format of the field is used:

/11c[.28c]

3a9c

35x

[2*35x]

elements of data of the field:

11c - code of paying bank - National Bank;

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