INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of September 21, 2022 No. 6248-U

About modification of the Instruction of the Bank of Russia of August 3, 2020 No. 5523-U

Based on Item 7 of article 1 of the Federal Law of December 30, 2021 No. 483-FZ "About introduction of amendments to article 7 of the Federal law "About Counteraction of Legalization (Washing) of Income Gained in the Criminal Way and to Terrorism Financing" <1>, Item 2 of Article 1, article 2 of the Federal Law of December 6, 2021 No. 398-FZ "About introduction of amendments to the Federal law "About the Central Bank Russian Federation (Bank of Russia)" and articles 9 and 14 of the Federal law "About Microfinancial Activities and the Microfinancial Organizations" <2>, part 4.1 of Article 7. 2, parts 3 - the 5th article 15 of the Federal Law of July 2, 2010 No. 151-FZ "About microfinancial activities and the microfinancial organizations" <3> and article 76.6 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" <4>:

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<1> Russian Federation Code, 2022, No. 1, Art. 52.

<2> Russian Federation Code, 2021, No. 50, Art. 8405.

<3> Russian Federation Code, 2010, No. 27, Art. 3435; 2016, No. 1, Art. 27; No. 27, Art. 4225; 2020, No. 29, Art. 4506.

<4> Russian Federation Code, 2002, No. 28, Art. 2790; 2013, No. 30, Art. 4084; 2021, No. 27, Art. 5187.

1. Bring in the Instruction of the Bank of Russia of August 3, 2020 No. 5523-U "About forms, terms and procedure for creation and submission to the Bank of Russia of the reporting of microfinance companies and microcredit companies, procedure and terms of submission by microfinance companies to the Bank of Russia of audit opinion of annual accounting (financial) accounts, procedure and terms of disclosure by microfinance companies of accounting (financial) records and audit opinion of annual accounting (financial) accounts" <1> (further - the Instruction of the Bank of Russia No. 5523-U) the following changes:

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<1> It is registered by the Ministry of Justice of the Russian Federation on September 7, 2020, registration No. 59684, with the changes made by the Instruction of the Bank of Russia of January 10, 2022 No. 6053-U (it is registered by the Ministry of Justice of the Russian Federation on March 23, 2022, registration No. 67863).

1.1. In preamble:

1.1.1. The ninth to state the paragraph in the following edition:

"the report on persons to whom microfinance company and the microcredit company carrying out identification or the simplified identification, updating of information (appendix 7 to this Instruction) is entrusted;".

1.1.2. The eleventh - the fourteenth to state paragraphs in the following edition:

"the report on amounts of consumer loans (loans), including on amounts of consumer loans (loans) concerning which macroprudential limits (appendix 9 to this Instruction) are set;

procedure and terms of submission to the Bank of Russia of accounting (financial) records of microfinance company and microcredit company;

procedure and terms of submission by microfinance company to the Bank of Russia of audit opinion about annual accounting (financial) accounts;

procedure and terms of disclosure by microfinance company of accounting (financial) records and audit opinion about annual accounting (financial) accounts;".

1.1.3. Add with the paragraph of the following content:

"requirements to creation and representation by the self-regulatory organizations in the field of the financial market combining the microfinancial organizations in the Bank of Russia of the reporting of the microcredit companies which are members of this self-regulatory organization in the field of the financial market combining the microfinancial organizations.".

1.2. In Item 1:

1.2.1. In paragraph one:

after the words "carrying out identification" to add with the words "or the simplified identification, updating of information";

after words "borrowers - physical persons," to add with the words "the report on amounts of consumer loans (loans), including on amounts of consumer loans (loans) concerning which macroprudential limits are set".

1.2.2. Third to state the paragraph in the following edition:

"The reporting of the microcredit company which is not on reporting date the member of self-regulatory organization and also the reporting of the microcredit company which was member of self-regulatory organization on reporting date and voluntarily appeared (is excluded) from members of self-regulatory organization during the period after reporting date before the termination of term of submission of the reporting by self-regulatory organization to the Bank of Russia, shall be constituted and be represented by the microcredit company according to this Instruction to the Bank of Russia.".

1.2.3. The fifth to state the paragraph in the following edition:

"The self-regulatory organization shall constitute and represent the reporting concerning the microcredit companies which are members of this self-regulatory organization on reporting date based on the reporting provided by the specified microcredit companies according to this Instruction to the Bank of Russia, except for the microcredit companies which were members of self-regulatory organization on reporting date and voluntarily left (are excluded) from members of self-regulatory organization during the period after reporting date before the termination of term of submission of the reporting by self-regulatory organization to the Bank of Russia. Concerning the microcredit companies which voluntarily left (excluded) of members of self-regulatory organization, the self-regulatory organization shall apply to the reporting of the explanation on their voluntary exit (the decision of self-regulatory organization on exception).".

1.3. Declare Item 7 invalid.

1.4. In appendix 1:

1.4.1. In the form of the reporting 0420840 "The report on microfinancial activities of microfinance company":

state the Section III in the following edition:

"Section III. Actual values of economic standard rates and own means (capital) of microfinance company

Line number	Name of indicator	Value
1	2	3
3.1	Standard rate of sufficiency of own means of microfinance company, percent
3.1.1	measure value A 1, thousands of rubles
3.1.2	measure value A 2, thousands of rubles
3.1.3	measure value A 3, thousands of rubles
3.1.4	measure value A 4, thousands of rubles
3.1.5	measure value A 5, thousands of rubles
3.1.6	measure value A 6, thousands of rubles
3.1.7	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 1, of thousands of rubles
3.1.8	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 2, of thousands of rubles
3.1.9	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 3, of thousands of rubles
3.1.10	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 4, of thousands of rubles
3.1.11	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 5, of thousands of rubles
3.1.12	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 6, of thousands of rubles
3.2	Standard rate of liquidity of microfinance company, percent
3.2.1	size of indicator of LA, thousands of rubles, including:
3.2.1.1	the means provided according to loan agreements (microloan) less reserves on possible losses on loans
3.2.1.2	the acquired rights to claim according to loan agreements (microloan) less reserves on possible losses on loans
3.2.1.3	money and their equivalents
3.2.1.4	the other provided means
3.2.1.5	receivables
3.2.1.6	other financial assets accepted for measure calculation
3.2.2	the size of the reserves on possible losses on loans calculated according to the requirements specified in line of 3.2.1.1 these Sections, thousands of rubles
3.2.3	the size of the reserves on possible losses on loans calculated according to the requirements specified in line 3.2.1.2 presents of the Section, thousands of rubles
3.2.4	the amount of obligations of microfinance company according to which completion date does not exceed 90 calendar days, for calculation of the standard rate of liquidity of microfinance company, thousands of rubles
3.3	The maximum extent of risk on one borrower or group of the connected borrowers, percent
3.3.1	the amount of requirements of microfinance company to one borrower (group of the connected borrowers) who arose according to obligations of the borrower (the borrowers entering into group of the connected borrowers) to microfinance company and to the third parties under agreements of the credit and loan owing to which the microfinance company has requirements for the specified borrower (the borrowers entering into group of the connected borrowers), less the size of reserves on possible losses on loans, thousands of rubles
3.3.2	the size of the reserves on possible losses on loans calculated according to the requirements specified in line of 3.3.1 these Sections, thousands of rubles
3.4	The maximum extent of risk on the face tied with microfinance company (group of persons, connected with microfinance company), percent
3.4.1	the amount of the requirements of microfinance company to the face tied with microfinance company (group of persons, connected with microfinance company) which arose according to obligations of the face tied with microfinance company (groups of persons, connected with microfinance company) before microfinance company and before the third parties owing to whom the microfinance company has requirements for the specified person (group of persons, connected with microfinance company), less the size of reserves on possible losses on loans, thousands of rubles
3.4.2	the size of the reserves on possible losses on loans calculated according to the requirements specified in line of 3.4.1 these Sections, thousands of rubles
3.5	Own means (capital) calculated according to the Instruction of the Bank of Russia of September 11, 2019 No. 5253-U "About establishment of technique of determination of own means (capital) of microfinance company" <1> (further - the Instruction of the Bank of Russia No. 5253-U), thousands of rubles
3.5.1	financial assets, including:
3.5.1.1	requirements for principal debt, the added percent, other payments for benefit of microfinance company, and also on penalty (penalty, penalty fee) in the amount awarded by court or recognized by the borrower under agreements of microloan less the size of reserves on possible losses on loans
3.5.1.2	requirements for principal debt, the added percent, other payments for benefit of microfinance company, and also on penalty (penalty, penalty fee) in the amount awarded by court or recognized by the borrower according to loan agreements (except for agreements of microloan) less the size of reserves on possible losses on loans
3.5.1.3	the money placed on the bank deposit agreements (deposit) signed with credit institutions
3.5.1.4	government securities of the Russian Federation
3.5.1.5	bonds of the Russian issuers
3.5.1.6	shares of the Russian issuers
3.5.1.7	money and their equivalents
3.5.2	obligations of microfinance company

";

1 to state footnote in the following edition:

"<1> Is registered by the Ministry of Justice of the Russian Federation on December 6, 2019, registration No. 56723, with the changes made by Instructions of the Bank of Russia of February 24, 2021 No. 5739-U (it is registered by the Ministry of Justice of the Russian Federation on May 26, 2021, registration No. 63625), of September 9, 2021 No. 5918-U (it is registered by the Ministry of Justice of the Russian Federation on October 18, 2021, registration No. 65451).".

1.4.2. According to the procedure of creation and submission of the reporting under form 0420840 "The report on microfinancial activities of microfinance company":

Items 72 - 74 to state in the following edition:

"72. When filling the Section III of the Report are specified:

the actual values of economic standard rates of microfinance company calculated by the end of the reporting period according to the Instruction of the Bank of Russia of December 28, 2021 No. 6044-U "About economic standard rates of microfinance company", the registered Ministry of Justice of the Russian Federation on January 31, 2022, registration No. 67062 (further - the Instruction of the Bank of Russia No. 6044-U);

the actual value of own means (capital) of microfinance company calculated according to the Instruction of the Bank of Russia No. 5253-U.

If in the accounting period the microfinance company did not raise money of physical persons, including individual entrepreneurs, and (or) legal entities in the form of loans, did not perform release and placement of bonds and has by the end of the reporting period no debt on the loans attracted from specified persons and non-redeemed bonds, in lines 3.2, 3.3 and 3.4 of the Section III of the Report value "0" is specified.

When filling the Section III of the Report data according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U i appendix 1 to the Instruction of the Bank of Russia No. 5253-U are used.

73. On line 3.1 of the Section III of the Report value of the standard rate of sufficiency of own means of microfinance company is specified (further - the standard rate of NMFK1) calculated according to the Instruction of the Bank of Russia No. 6044-U.

73.1. On line 3.1.1 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A1 of the standard rate of NMFK1 is reflected.

73.2. On line 3.1.2 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A2 of the standard rate of NMFK1 is reflected.

73.3. On line 3.1.3 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A3 of the standard rate of NMFK1 is reflected.

73.4. On line 3.1.4 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A4 of the standard rate of NMFK1 is reflected.

73.5. On line 3.1.5 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A5 of the standard rate of NMFK1 is reflected.

73.6. On line 3.1.6 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U included in measure calculation of A6 of the standard rate of NMFK1 is reflected.

73.7. In the lines 3.1.1 - 3.1.6 amounts of requirements for agreements of microloan and consumer loan are reflected less the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U "About procedure for forming by the microfinancial organizations of reserves and possible losses on loans", the registered Ministry of Justice of the Russian Federation on February 25, 2020, registration No. 57599 (further - the Instruction of the Bank of Russia No. 5391-U).

73.8. On line 3.1.7 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of microloan specified in line 3.1.1 of the Section III of the Report is reflected.

73.9. On line 3.1.8 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.2 of the Section III of the Report is reflected.

73.10. On line 3.1.9 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.3 of the Section III of the Report is reflected.

73.11. On line 3.1.10 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.4 of the Section III of the Report is reflected.

73.12. On line 3.1.11 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.5 of the Section III of the Report is reflected.

73.13. On line 3.1.12 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan (loan) specified in line 3.1.6 of the Section III of the Report is reflected.

74. On line 3.2 of the Section III of the Report value of the standard rate of liquidity of microfinance company is specified (further - the standard rate of NMFK2).

74.1. In the lines 3.2.1, 3.2.1.1 - 3.2.1.6 the cost of financial assets accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U is specified. The amount of data on line 3.2.1 of the Section III of the Report shall be equal to the amount of data on lines 3.2.1.1 - 3.2.1.6 Sections III of the Report.

74.2. On line 3.2.1.1 the amount of the means provided by microfinance company according to loan agreements (microloan), accepted to measure calculation of LA of the standard rate NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U less the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U is specified.

74.3. On line 3.2.1.2 the amount of the acquired rights to claim according to loan agreements (microloan) accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U less the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U is specified.

74.4. On line 3.2.1.3 the cash amount and their equivalents of microfinance company, including the percent and other incomes added on them, accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U is specified.

74.5. On line 3.2.1.4 the amount of the other provided means accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U is specified.

74.6. On line 3.2.1.5 the amount of receivables of the microfinance company accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U is specified.

74.7. On line 3.2.1.6 the cost of other financial assets accepted to measure calculation of LA of the standard rate of NMFK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6044-U, except for the amounts of the financial assets specified in the lines 3.2.1.1 - 3.2.1.5 Sections III of the Report is specified.";

in Item 77, subitem 78.1 of Item 78, paragraph one of Item 79, subitem 79.1 of Item 79 of figure "5115" to replace with figures "6044".

1.5. In appendix 2:

1.5.1. In the form of the reporting 0420846 "The report on microfinancial activities of the microcredit company":

state the Section III in the following edition:

"Section III. Actual values of economic standard rates of the microcredit company

Line number	Name of indicator	Value
3.1	Standard rate of sufficiency of own means of the microcredit company, percent
3.1.1	measure value A 1, thousands of rubles
3.1.2	measure value A 2, thousands of rubles
3.1.3	measure value A 3, thousands of rubles
3.1.4	measure value A 4, thousands of rubles
3.1.5	measure value A 5, thousands of rubles
3.1.6	measure value A 6, thousands of rubles
3.1.7	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 1, of thousands of rubles
3.1.8	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 2, of thousands of rubles
3.1.9	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 3, of thousands of rubles
3.1.10	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 4, of thousands of rubles
3.1.11	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 5, of thousands of rubles
3.1.12	the size of the reserves on possible losses on loans calculated according to the requirements included in measure calculation A 6, of thousands of rubles
3.1.13	own means of the microcredit company calculated according to the Instruction of the Bank of Russia of June 1, 2020 No. 5472-U "About establishment of technique of determination of own means (capital) of the microcredit company and form of calculation of own means (capital) of the microcredit company" <1> (further - the Instruction of the Bank of Russia No. 5472-U), thousands of rubles
3.1.13.1	the assets accepted for determination of own means of the microcredit company according to the Instruction of the Bank of Russia No. 5472-U, thousands of rubles
3.1.13.2	obligations assumed for determination of own means of the microcredit company according to the Instruction of the Bank of Russia No. 5472-U, thousands of rubles
3.1.14	outstanding amount of the microcredit company on principal debt on the loans and the credits obtained by the microcredit company (except for provided in non-cash form) meeting conditions for calculation of the standard rate of sufficiency of own means, thousands of rubles
3.1.15	residual cost of outstanding amount of the microcredit company on principal debt on the loans and the credits meeting conditions for calculation of the standard rate of sufficiency of own means, thousands of rubles
3.1.16	assets of the microcredit company, thousands of rubles
3.2	Standard rate of liquidity of the microcredit company, percent
3.2.1	size of indicator of LA, thousands of rubles, including:
3.2.1.1	the means provided according to loan agreements (microloan) less reserves on possible losses on loans
3.2.1.2	the acquired rights to claim according to loan agreements (microloan) less reserves on possible losses on loans
3.2.1.3	money and their equivalents
3.2.1.4	the other provided means
3.2.1.5	receivables
3.2.1.6	other financial assets accepted for measure calculation
3.2.2	the size of the reserves on possible losses on loans calculated according to the requirements specified in line of 3.2.1.1 these Sections, thousands of rubles
3.2.3	the size of the reserves on possible losses on loans calculated according to the requirements specified in line 3.2.1.2 presents of the Section, thousands of rubles
3.2.4	total obligations, thousands of rubles, including:
3.2.4.1	the amount of obligations of the microcredit company according to which completion date does not exceed 12 months, for calculation of the standard rate of liquidity of the microcredit company (indicator "TO" in formula of calculation of the standard rate of liquidity), thousands of rubles

";

1 to state footnote in the following edition:

"<1> Is registered by the Ministry of Justice of the Russian Federation on June 25, 2020, registration No. 58774.".

1.5.2. Items 66 - 71 Procedure for creation and submission of the reporting under form 0420846 "The report on microfinancial activities of the microcredit company" to state in the following edition:

"66. When filling the Section III of the Report are specified:

the actual values of economic standard rates of the microcredit company calculated by the end of the reporting period according to the Instruction of the Bank of Russia of December 28, 2021 No. 6043-U "About economic standard rates of the microcredit company", the registered Ministry of Justice of the Russian Federation on January 31, 2022, registration No. 67063 (further - the Instruction of the Bank of Russia No. 6043-U);

the actual value of own means (capital) of the microcredit company calculated according to the Instruction of the Bank of Russia No. 5472-U.

If in the accounting period the microcredit company did not raise money of physical persons, including individual entrepreneurs, and (or) legal entities in the form of loans, and also has by the end of the reporting period no debt on the loans attracted from the listed persons in line 3.2 of the Section III of the Report value "0" is specified.

When filling the Section III of the Report data according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U i the Instruction of the Bank of Russia No. 5472-U are used.

67. On line 3.1 of the Section III of the Report value of the standard rate of sufficiency of own means of the microcredit company is specified (further - the standard rate of HMKK1) calculated according to the Instruction of the Bank of Russia No. 6043-U.

67.1. On line 3.1.1 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A1 of the standard rate of HMKK1 is reflected.

67.2. On line 3.1.2 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A2 of the standard rate of HMKK1 is reflected.

67.3. On line 3.1.3 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A3 of the standard rate of HMKK1 is reflected.

67.4. On line 3.1.4 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A4 of the standard rate of HMKK1 is reflected.

67.5. On line 3.1.5 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A5 of the standard rate of HMKK1 is reflected.

67.6. On line 3.1.6 the amount calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U included in measure calculation of A6 of the standard rate of HMKK1 is reflected.

67.7. In the lines 3.1.1 - 3.1.6 amounts of requirements for agreements of microloan and consumer loan are reflected less the reserves on possible losses on loans expected according to the Instruction of the Bank of Russia of January 20, 2020 No. 5391-U "About procedure for forming by the microfinancial organizations of reserves possible losses on loans", the registered Ministry of Justice of the Russian Federation on February 25, 2020, registration No. 57599 (further - the Instruction of the Bank of Russia No. 5391-U).

67.8. On line 3.1.7 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of microloan specified in line 3.1.1 of the Section III of the Report is reflected.

67.9. On line 3.1.8 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.2 of the Section III of the Report is reflected.

67.10. On line 3.1.9 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.3 of the Section III of the Report is reflected.

67.11. On line 3.1.10 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.4 of the Section III of the Report is reflected.

67.12. On line 3.1.11 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.5 of the Section III of the Report is reflected.

67.13. On line 3.1.12 the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U on the amount of the requirements for agreements of consumer loan specified in line 3.1.6 of the Section III of the Report is reflected.

67.14. On line 3.1.13 the size of own means of the microcredit company calculated according to the Instruction of the Bank of Russia No. 5472-U is reflected.

67.15. On line 3.1.14 the outstanding amount of the microcredit company on principal debt on the loans and the credits obtained by the microcredit company (except for provided in non-cash form) calculated according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is reflected.

67.16. On line 3.1.15 residual cost of outstanding amount of the microcredit company on principal debt on the loans and the credits meeting conditions for calculation of the standard rate of HMKK1 according to Item 3 of the Instruction of the Bank of Russia No. 6043-U is reflected. If before the termination of completion date of the loan obtained by the microcredit company or the credit (or separate tranche on them) meeting requirements of Item 2 of the Instruction of the Bank of Russia No. 6043-U there were more than 5 years, in the column 3 of line 3.1.15 the symbol "-" is put (crossed out section).

67.17. On line 3.1.16 the size of the assets taken into consideration of the standard rate of HMKK1 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is reflected.

68. On line 3.2 of the Section III of the Report value of the standard rate of liquidity of the microcredit company is specified (further - the standard rate of HMKK2) established by the Instruction of the Bank of Russia No. 6043-U.

68.1. In the lines 3.2.1, 3.2.1.1 - 3.2.1.6 Reports are specified the cost of financial assets accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U. The amount of data on line 3.2.1 of the Section III of the Report shall be equal to the amount of data on lines 3.2.1.1 - 3.2.1.6 Sections III of the Report.

68.2. On line 3.2.1.1 the amount of the means provided by the microcredit company according to loan agreements (microloan), accepted to measure calculation of LA of the standard rate HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U less the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U is specified.

68.3. On line 3.2.1.2 the amount of the acquired rights to claim according to loan agreements (microloan) accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U less the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U is specified.

68.4. On line 3.2.1.3 the cash amount and their equivalents of the microcredit company, including the percent and other incomes added on them, accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is specified.

68.5. On line 3.2.1.4 the amount of the other provided means accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is specified.

68.6. On line 3.2.1.5 the amount of receivables of the microcredit company accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is specified.

68.7. On line 3.2.1.6 the cost of other financial assets accepted to measure calculation of LA of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U, except for the amounts of the financial assets specified in the lines 3.2.1.1 - 3.2.1.5 Sections III of the Report is specified.

69. On line 3.2.2 of the Section III of the Report the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U according to the requirements specified in line 3.2.1.1 of the Section III of the Report is reflected.

70. On line 3.2.3 of the Section III of the Report the size of the reserves on possible losses on loans calculated according to the Instruction of the Bank of Russia No. 5391-U according to the requirements specified in line 3.2.1.2 of the Section III of the Report is reflected.

71. On line 3.2.4 of the Section III of the Report the amount of obligations of the microcredit company is specified.

On line 3.2.4.1 the amount of obligations of the microcredit company according to which completion date does not exceed 12 months accepted for calculation of the standard rate of HMKK2 according to appendix 1 to the Instruction of the Bank of Russia No. 6043-U is specified.".

1.6. In appendix 7:

1.6.1. In the form of the reporting 0420839 "The report on persons to whom microfinance company and the microcredit company carrying out identification is entrusted":

add the name with the words "or the simplified identification, updating of information";

in zone for placement of details of heading part of the word "On Irregular Basis" to replace with the word "Quarter";

state the Section II in the following edition:

"Section II. Information on persons to whom the microfinancial organization carrying out identification or the simplified identification, updating of information is entrusted

Line number	Name of credit institution (branch)	Registration number of credit institution (/sequence number of its branch)	Order code	Agreement
				number	date of the conclusion	date of termination
1	2	3	4	5	6	7

".

1.6.2. Procedure for creation and submission of the reporting under form 0420839 "The report on persons, microfinance company and the microcredit company it is entrusted to them" to state carrying out identification in edition of appendix 1 to this Instruction.

1.7. Add with appendix 9 in edition of appendix 2 to this Instruction.

2. This Instruction according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of September 16, 2022 No. PSD-57) become effective after 10 days after day of its official publication, except for provisions for which this Item establishes other term of their introduction in force.

Subitems 1.1. 2, 1.1.3, paragraph third subitem 1.2. 1, subitems 1. 4, 1.5 and 1.7 Items of 1 this Instruction become effective since January 1, 2023.

3. The microfinancial organization (further - IFI), the self-regulatory organization in the field of the financial market combining IFI within 30 calendar days from the date of entry into force of this Instruction shall provide to the Bank of Russia according to appendix 7 to the Instruction of the Bank of Russia No. 5523-U in edition of this Instruction information on persons to whom to IFI during the period from June 29, 2022 to day of entry into force of this Instruction based on the signed agreements (including afterwards terminated during the specified period) updating of customer information, representatives of clients, beneficiaries and beneficial owners is entrusted.

Appendix 1

to the Instruction of the Bank of Russia of September 21, 2022 No. 6248-U "About modification of the Instruction of the Bank of Russia of August 3, 2020 No. 5523-U"

"Procedure for creation and submission of the reporting under form 0420839 "The report on persons to whom microfinance company and the microcredit company carrying out identification or the simplified identification, updating of information is entrusted"

1. The reporting under form 0420839 "The report on persons to whom microfinance company and the microcredit company carrying out identification or the simplified identification is entrusted updating of information" (further - the Report) shall be constituted by the microfinancial organizations quarterly for the purpose of accomplishment of the requirement of Item 1.10 of article 7 of the Federal Law of August 7, 2001 No. 115-FZ "About counteraction of legalization (washing) of income gained in the criminal way and to terrorism financing" <1> (further - the Federal Law No. 115-FZ).

--------------------------------

<1> Russian Federation Code, 2001, No. 33, Art. 3418; 2011, No. 27, Art. 3873; 2022, No. 1, Art. 52.

2. The report is constituted by the microfinancial organizations meeting requirements, stipulated in Item 3 Instructions of the Bank of Russia of December 11, 2019 No. 5351-U "About requirements to credit institutions to which carrying out identification or the simplified identification, and also to the microfinancial organizations which can charge to credit institutions carrying out identification or the simplified identification" <2> can be entrusted.

--------------------------------

<2> It is registered by the Ministry of Justice of the Russian Federation on January 20, 2020, registration No. 57200, with the changes made by the Instruction of the Bank of Russia of August 11, 2022 No. 6217-U (it is registered by the Ministry of Justice of the Russian Federation on September 13, 2022, registration No. 70061).

The report is constituted and it is represented the microfinancial organizations which signed and (or) terminated agreements based on which according to Item 1.5-2 of article 7 of the Federal Law No. 115-FZ <1> carrying out identification or the simplified identification, updating of customer information, representatives of clients, beneficiaries and beneficial owners is entrusted to credit institutions (further - updating of information).

--------------------------------

<1> Russian Federation Code, 2001, No. 33, Art. 3418; 2016, No. 1, Art. 27; 2022, No. 1, Art. 52.

The Report is not constituted by other microfinancial organizations and it is not represented.

The Report joins data on all agreements signed and (or) terminated by the microfinancial organizations during reporting quarter based on which carrying out identification or the simplified identification, updating of information was entrusted to credit institutions.

3. Microfinance companies and the microcredit companies specified in paragraph three of Item of 1 this Instruction shall submit in the Bank of Russia the Report no later than 5 working days upon termination of quarter.

Self-regulatory organizations shall submit in the Bank of Russia Reports by the microcredit companies specified in paragraph four of Item of 1 this Instruction no later than 8 working days upon termination of quarter.

4. All graphs Otcheta are obligatory to filling, except for column 7 of the Section II of Otchet which conditions of not filling are specified in subitem 6.3 of Item 6 of this Procedure.

5. In the Section I of the Report the following data are reflected:

5.1. In column 1 the name of the microfinancial organization in Russian corresponding to the name specified in its constituent document is specified: full trade name for the commercial organization or the name for non-profit organization.

5.2. In column 2 the code of form of business of the microfinancial organization according to the All-Russian Classifier of Organizational-Legal Forms (ARCOLF) is specified.

5.3. In column 3 the identification taxpayer number (ITN) of the microfinancial organization according to the certificate on statement is specified tax accounting.

5.4. In column 4 the primary state registration number (PSRN) of the microfinancial organization according to leaf of record from the Unified State Register of Legal Entities (the certificate on state registration of the legal entity) is specified.

5.5. In column 5 registration number of entry in the state register of the microfinancial organizations posted on the official site of the Bank of Russia on the Internet is specified (further - Internet network).

5.6. In columns 6 and 7 data on self-regulatory organization which member is the microfinancial organization are specified: full name (the column 6) and number of entry in the unified register of self-regulatory organizations posted on the official site of the Bank of Russia in Internet network (the column 7). If the microfinancial organization is not member of self-regulatory organization on reporting date, the microcredit company was member of self-regulatory organization on reporting date and voluntarily left (is excluded) from members of self-regulatory organization during the period after reporting date before the termination of term of submission of the Report by self-regulatory organization to the Bank of Russia, in column 6 the symbol "-" (crossed out section), in column 7 - symbol "0" (zero) is specified.

6. In the Section II of the Report the following information is reflected:

6.1. In columns 2 and 3 information on credit institutions with which agreements based on which carrying out identification or the simplified identification, updating of information was entrusted to them are signed or terminated is specified:

in column 2 - full name of credit institution (its branch) according to the Book of state registration of credit institutions which is kept by the Bank of Russia according to part three of article 12 of the Federal Law of December 2, 1990 No. 395-I "About banks and banking activity" (in edition of the Federal Law of February 3, 1996 No. 17-FZ) <1> (further - KGRKO);

--------------------------------

<1> Sheets of the Congress of People's Deputies of RSFSR and Supreme Council of RSFSR, 1990, No. 27, Art. 357; Russian Federation Code, 1996, No. 6, Art. 492; 2002, No. 12, Art. 1093.

in column 3 - registration number of credit institution (sequence number of its branch) according to KGRKO. The sequence number of branch is put down through the sign "/" (virgule) without gap after registration number of credit institution.

6.2. In column 4 the order code according to the signed agreement is specified:

1 - if based on the agreement of credit institution carrying out identification or the simplified identification is entrusted;

2 - if based on the agreement of credit institution updating of information is entrusted;

3 - if based on the agreement of credit institution carrying out identification or the simplified identification and updating of information is at the same time entrusted.

6.3. In columns 5 - 7 information on the signed and terminated agreements based on which carrying out identification or the simplified identification, updating of information was entrusted to credit institutions is specified:

in column 5 - agreement number (in the absence of agreement number in column 5 it "would" be specified);

in column 6 - date of the conclusion of the agreement;

in column 7 - date of agreement cancelation.

In case of submission of information on the conclusion of the agreement column 7 is not filled in.

In case of submission of information on agreement cancelation along with column 7 column 6 shall be completed.

Dates are specified in the dd.mm.gggg format where "дд" - day, by "mm" - month, "гггг" - year.".

Appendix 2

to the Instruction of the Bank of Russia of September 21, 2022 No. 6248-U "About modification of the Instruction of the Bank of Russia of August 3, 2020 No. 5523-U"

"Appendix 9

to the Instruction of the Bank of Russia of August 3, 2020 No. 5523-U "About forms, terms and procedure for creation and submission to the Bank of Russia of the reporting of microfinance companies and microcredit companies, procedure and terms of submission by microfinance companies to the Bank of Russia of audit opinion of annual accounting (financial) accounts, procedure and terms of disclosure by microfinance companies of accounting (financial) records and audit opinion of annual accounting (financial) accounts"

Form

Report about amounts of consumer loans (loans), including about amounts of consumer loans (loans) concerning which macroprudential limits are set

as of ____ years (reporting date)

Form code on OKUD <1> 0420832 Quarter

Section I.

General information about the microfinancial organization

Name	Identification Taxpayer Number (ITN)	Primary State Registration Number (PSRN)	Registration number in the state register of the microfinancial organizations
1	2	3	4

Section II.

Information on amounts of the issued consumer loans and consumer loans on which the crediting limit, including consumer loans (loans), the rights (requirement) for which passed the microfinancial organization, was set and increased

	Characteristic of the credit (loan)			Quantity of the credits (loans) with exceeding of values of macroprudential limits, pieces				The amount (general limit) on the credits (loans) with exceeding of values of macroprudential limits, thousands of rubles				Quantity of the credits (loans) without exceeding of values of macroprudential limits, pieces	The amount (general limit) on the credits (loans) without exceeding of values of macroprudential limits, thousands of rubles
	interval of the indicator of debt load (IDL) of the borrower, as a percentage	interval of term, years	interval of the amount, thousands of rubles	in total issued and acquired for reporting quarter, pieces	from them			in total issued and acquired for reporting quarter, thousands of rubles	from them
					acquired for reporting quarter, pieces	extinguished in reporting quarter, pieces	rights to claim on which were yielded in reporting quarter, pieces		acquired for reporting quarter, thousands of rubles	extinguished in reporting quarter, thousands of rubles	rights to claim on which were yielded in reporting quarter, thousands of rubles
1	2	3	4	5	5.1	5.2	5.3	6	6.1	6.2	6.3	7	8

--------------------------------

<1> All-Russian qualifier of managerial documentation.

For information only:

1. Total quantity of the consumer loans (except consumer loans with crediting limit) issued in reporting quarter, ___ pieces.

2. Total quantity of consumer loans (loans) (except consumer loans (loans) with crediting limit), the rights (requirement) for which passed the microfinancial organization in reporting quarter, ___ pieces.

3. Total amount of the money issued on all for consumer loans (except consumer loans with crediting limit) in reporting quarter, _____ thousands of rubles.

4. Total cost of the rights (requirements) for all consumer loans (loans) acquired by the microfinancial organization in reporting quarter (except consumer loans (loans) with crediting limit), _____ thousands of rubles.

5. Total quantity of consumer loans with crediting limit on which the crediting limit in reporting quarter, ___ pieces is set and increased.

6. Total quantity of consumer loans (loans) with crediting limit, the rights (requirement) for which passed the microfinancial organization in reporting quarter, ___ pieces.

7. Total amount of the crediting limits set and (or) thousands of rubles increased by the microfinancial organization for all to the issued consumer loans with crediting limit in reporting quarter, _____.

8. Total amount of crediting limits on all consumer loans (loans) with crediting limit, the rights (requirement) for which passed the microfinancial organization in reporting quarter (in the amount of the cost of the rights (requirements) acquired by the microfinancial organization in reporting quarter, ______ thousands of rubles.

Procedure for creation and submission of the reporting under form 0420832 "Report on amounts of consumer loans (loans), including on amounts of consumer loans (loans) concerning which macroprudential limits are set"

1. The reporting under form 0420832 "The report on amounts of consumer loans (loans), including on amounts of consumer loans (loans) concerning which macroprudential limits are set" (further - the Report) is constituted by the microfinancial organizations which in reporting quarter granted consumer loans (acquired the rights to claim on consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia of December 24, 2021 to No. 6037-U "About types of loan (loans) concerning which macroprudential limits can be set, about characteristics of the specified credits (loans), about procedure for establishment and application of macroprudential limits concerning the specified credits (loans) about risk factors of increase in debt load of borrowers - physical persons, and also about procedure for application of measures, provided by part five of article 45.6 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" <1> (further - the Instruction of the Bank of Russia No. 6037-U), as of the last calendar day of reporting quarter inclusive.

--------------------------------

<1> It is registered by the Ministry of Justice of the Russian Federation on January 26, 2022, registration No. 67013.

The report shall be submitted in the Bank of Russia no later than 15 working days upon termination of reporting quarter.

2. In the Section I of the Report the data specified in the constituent document of the microfinancial organization, the certificate on registration of the legal entity in tax authority, the certificate on state registration of the legal entity are reflected.

2.1. In column 1 of the Section I of the Report the name of the microfinancial organization in Russian corresponding to the name specified in its constituent document is specified: full trade name for the commercial organization or the name for non-profit organization.

2.2. In column 2 of the Section I of the Report the identification taxpayer number (ITN) of the microfinancial organization according to the certificate on statement of the Russian organization is specified accounting in tax authority in the place of its stay.

2.3. In column 3 of the Section I of the Report the primary state registration number (PSRN) of the microfinancial organization according to leaf of record from the Unified State Register of Legal Entities (the certificate on state registration of the legal entity) is specified.

2.4. In column 4 of the Section I of the Report registration number of entry in the state register of the microfinancial organizations posted on the official site of the Bank of Russia on the Internet is specified.

3. In the Section II of the Report data on the consumer loans, including consumer loans granted physical persons according to which the crediting limit was set or increased, and also on consumer loans (loans), the rights (requirements) for which were acquired by the microfinancial organization (further, - the acquired consumer loans (loans) concerning which based on the solution of the Board of directors of the Bank of Russia macroprudential limits, for reporting quarter are set are reflected. If the microfinancial organization in reporting quarter did not grant such consumer loans, did not establish and (or) did not increase crediting limit on such consumer loans, and also did not obtain such consumer loans (loans) as the rights (requirements), for the specified quarter only the Report subsection "For information only" is represented.

If the consumer loan granted in reporting quarter, consumer loan on which in reporting quarter the crediting limit is set and increased including consumer loan (I will jam), the rights (requirement) for which passed the microfinancial organization in reporting quarter, were settled, written off from balance or are sold same quarter, information on such consumer loans (loans) is subject to inclusion in the Section II of the Report and in the Report subsection "For information only" for the specified reporting quarter.

The subsection "For information only" of the Report joins information on all to the issued consumer loans including on which the crediting limit, and to the acquired consumer loans (loans) for reporting quarter is set or increased. Quantitative indices are specified in pieces, the amounts - in thousands of rubles with rounding by mathematical method to within integer.

3.1. In columns 5 - 5.3 and column 7 of the Section II of the Report the quantity grouped in columns 1 - 4 Sections II of the Report of consumer loans (loans) for reporting quarter is specified, in columns 6 - 6.3 and column 8 of the Section II of the Report total values on grouped in columns 1 - 4 Sections II of the Report are specified to consumer loans (loans) for reporting quarter.

3.2. In column 1 of the Section II of the Report one of the following codes of the agreement of consumer loan (loan) concerning which macroprudential limits are set is specified:

Code	Disaggregation of code	Note
0	Consumer loans (loans) with crediting limit	Consumer loans (loans) specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U (including the acquired consumer loans (loans)
1	Other consumer loans (loans)	Consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U (including the acquired consumer loans (loans)

3.3. In column 2 of the Section II of the Report the interval to which there corresponds the measure value of debt load of the borrower (PDN) for the following date is specified:

for consumer loans (loans) with crediting limit specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U - for date of establishment and (or) increase in crediting limit on consumer loans or for date of acquisition of consumer loans (loans);

for other consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U - for date of provision of consumer loans or for date of acquisition of consumer loans (loans).

3.4. In column 3 of the Section II of the Report the interval to which there corresponds value of term of return of consumer loan (loan) is specified.

3.5. In column 4 of the Section II of the Report the interval to which there corresponds value of the amount of consumer loan (loan) is specified.

3.6. Intervals in columns 2 - 4 Sections II of the Report correspond to numerical values of characteristics of consumer loans (loans) which according to article 45.6 of the Federal Law of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" <1> are determined based on the solution of the Board of directors of the Bank of Russia and taking into account which macroprudential limits are set.

--------------------------------

<1> Russian Federation Code, 2002, No. 28, Art. 2790; 2021, No. 50, Art. 8405.

Intervals in columns 2 - 4 Sections II of the Report accept one of the following values:

"(and; b)", if numerical value of the characteristic of consumer loan (loan) exceeds indicator "and" and does not exceed or "would" correspond to indicator;

"from above", if numerical value of the characteristic of consumer loan (loan) exceeds indicator.

In columns 2 - 4 Sections II of the Report on every line are specified only one interval.

3.7. In column 5 of the Section II of the Report are specified (in pieces):

for consumer loans (loans) with crediting limit specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "0" is specified), - quantity of the issued consumer loans with crediting limit on which in reporting quarter the crediting limit, and quantity of the acquired consumer loans (loans) with crediting limit, the rights (requirement) for which passed the microfinancial organization in reporting quarter, since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans, is set and increased (including the specified day);

for consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "1" is specified), - quantity of the consumer loans issued by the microfinancial organization in reporting quarter, and quantity of the consumer loans (loans) acquired in reporting quarter since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans (including the specified day).

In the absence of information specified in this subitem in column 5 of the Section II of the Report the symbol "0" (zero) is put.

3.8. In column 5.1 of the Section II of the Report the quantity (in pieces) the acquired consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia No. 6037-U, the rights (requirement) for which passed the microfinancial organization in reporting quarter, from among consumer loans (loans) specified in column 5 of the Section II of the Report since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans (loans), is specified (including the specified day).

In the absence of information specified in this subitem in column 5.1 of the Section II of the Report the symbol "0" (zero) is put.

3.9. In column 5.2 of the Section II of the Report the quantity (in pieces) consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia No. 6037-U from among consumer loans (loans) specified in column 5 of the Section II of the Report, the debt on which is completely repaid in reporting quarter, is specified.

In the absence of information specified in this subitem in column 5.2 of the Section II of the Report the symbol "0" (zero) is put.

3.10. In column 5.3 of the Section II of the Report the quantity (in pieces) consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia No. 6037-U from among consumer loans (loans) specified in column 5 of the Section II of the Report, the rights (requirement) for which were yielded in reporting quarter, is specified.

In the absence of information specified in this subitem in column 5.3 of the Section II of the Report the symbol "0" (zero) is put.

3.11. In column 6 of the Section II of the Report are specified (in thousands of rubles with rounding by mathematical method to within integer):

for consumer loans (loans) with crediting limit specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "0" is specified), - the amount of the crediting limits set and (or) increased by the microfinancial organization in reporting quarter for all to the issued consumer loans with crediting limit and amount of crediting limits on consumer loans (loans), the rights (requirement) for which passed the microfinancial organization in reporting quarter (in the amount of the cost of the rights (requirements) for agreements of consumer loan (loan) acquired by the microfinancial organization, since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans (including the specified day);

for consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "1" is specified), - cash amount, provided by the microfinancial organization in reporting quarter for all to the issued consumer loans, and the cost of the rights (requirements) for agreements of consumer loan (loan) acquired by the microfinancial organization in reporting quarter since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans (including the specified day).

In the absence of information specified in this subitem in column 6 of the Section II of the Report the symbol "0" (zero) is put.

3.12. In column 6.1 of the Section II of the Report cost (in thousands of rubles with rounding by mathematical method to within integer) the rights (requirements) for agreements of consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia No. 6037-U acquired by the microfinancial organization from among consumer loans (loans) specified in column 6 of the Section II of the Report since day in which the microfinancial organization allowed exceeding of values of macroprudential limits of this type of consumer loans (loans) is specified (including the specified day).

3.13. In column 6.2 of the Section II of the Report the amount which arrived in reporting quarter on account of complete debt repayment on principal debt on consumer loans (loans) specified in column 6 of the Section II of the Report, in thousands of rubles with rounding by mathematical method to within integer is specified.

3.14. In column 6.3 of the Section II of the Report the outstanding amount on principal debt on consumer loans (loans) specified in column 6 of the Section II of the Report, the rights (requirement) for which were yielded in reporting quarter, in thousands of rubles with rounding by mathematical method to within integer, is specified.

3.15. In column 7 of the Section II of the Report are specified (in pieces):

for consumer loans (loans) with crediting limit specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "0" is specified), - quantity of the issued consumer loans with crediting limit on which in reporting quarter the crediting limit, and quantity of the consumer loans (loans) acquired in reporting quarter with crediting limit without exceeding of values of macroprudential limits of this type of consumer loans (loans) is set and increased;

for consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "1" is specified), - quantity of the consumer loans issued by the microfinancial organization in reporting quarter, and quantity of the consumer loans (loans) acquired in reporting quarter without exceeding of values of macroprudential limits of this type of consumer loans (loans).

3.16. In column 8 of the Section II of the Report are specified (in thousands of rubles with rounding by mathematical method to within integer):

for consumer loans (loans) with crediting limit specified in the paragraph the second Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "0" is specified), - the amount of the crediting limits set and (or) increased by the microfinancial organization in reporting quarter for all consumer loans (loans) with crediting limit and amount of crediting limits on consumer loans (loans), the rights (requirement) for which passed the microfinancial organization in reporting quarter (in the amount of the cost of the rights (requirements) for agreements of consumer loan (loan) acquired by the microfinancial organization, without exceeding of values of macroprudential limits of this type of consumer loans (loans);

for consumer loans (loans) specified in paragraph three of Item 1 of the Instruction of the Bank of Russia No. 6037-U (if in column 1 the code "1" is specified), - cash amount, issued by the microfinancial organization in reporting quarter for all consumer loans (loans), and the cost of the rights (requirements) for agreements of consumer loan (loan) acquired by the microfinancial organization without exceeding of values of macroprudential limits of this type of consumer loans (loans).

4. The microfinancial organizations which in reporting quarter did not grant physical persons consumer loans (did not acquire consumer loans (loans) specified in paragraphs second and third Item 1 of the Instruction of the Bank of Russia No. 6037-U, shall reflect information on it as a part of the cover letter to the reporting specified in Item of 1 this Instruction:

in form 0420840 "The report on microfinancial activities of the microfinance company" represented for quarter dates (for microfinance companies);

in form 0420846 "The report on microfinancial activities of the microcredit company" (for the microcredit companies).

At the same time this Report is not submitted.".

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