Unofficial transfer (c) Soyuzpravoinform LLC
of March 30, 2023 No. 39
About approval of the Regulations on regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies
According to Articles 7, of 15, 56 Laws of Ukraine "About the National Bank of Ukraine", article 80 of the Law of Ukraine "About payment services", article 18-1 of the Law of Ukraine "About financial services and state regulation of the markets of financial services", for the purpose of stimulation of development of innovations and improvement of quality of services, technologies and tools in the markets of financial services, the payment market the Board of the National Bank of Ukraine decides:
1. Create regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies.
3. Declare invalid the resolution of Board of the National Bank of Ukraine of April 23, 2019 No. 63 "About approval of the Regulations on order of interaction of the National Bank of Ukraine with the innovative companies and projects".
4. To impose control over the implementation of this resolution on the vice-chairman of the National Bank of Ukraine Alexey Shaban.
5. The resolution becomes effective from the date of, its official publication following behind day.
Chairman
A.Pyshny
Approved by the Resolution of Board of the National Bank of Ukraine of March 30, 2023 No. 39
1. This provision is developed according to requirements of the laws of Ukraine "About the National Bank of Ukraine" "About payment services" (further - the Law On payment services), "About financial services and state regulation of the markets of financial services" (further - the Law On financial services) and determines:
1) procedure for participation in regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies (further - regulatory platform), and control of its observance;
2) procedure for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies (further - innovative product), in regulatory platform;
3) specific mode of activities of the participant of regulatory platform in case of its application taking into account requirements of the legislation of Ukraine;
4) requirements and criteria to which there shall correspond the innovative products and persons intending to take part in the regulating platform;
5) the application form about participation in regulatory platform (further - the statement) (appendix 1);
6) the simplified procedure for authorization of activities of persons who intend to become participants of regulatory platform for testing of innovative product consists in the admission to testing of innovative product in regulatory platform (further - the simplified authorization);
7) procedure for functioning of regulatory platform.
2. Requirements of this provision extend to faces which intend to take part in regulatory platform for testing of innovative product or which already became her participants.
3. Terms in this provision are used in such value:
1) the e-mail address of the applicant/participant of regulatory platform (further - e-mail of the applicant/participant) - the e-mail address of the applicant/participant of regulatory platform specified in the State register of financial institutions and/or the register of payment infrastructure and the register of persons which are not financial institutions, but have the right to provide separate financial services which holder is the National Bank of Ukraine (further - National Bank), or the e-mail address of the responsible person specified in the documents provided by such person in the statement in National Bank;
2) the applicant - the legal entity or physical person entrepreneur who intends or submitted to National Bank the application in the form established in Appendix 1 to this Provision;
3) the head - sole executive body or members of collegiate executive body and members of council (the observation, the observation - in the presence) the applicant/participant of regulatory platform;
4) council of regulatory platform - permanent collegiate organ of National Bank concerning ensuring dialogue with participants of the markets of financial services, the payment market of Ukraine for testing of innovative products in regulatory platform;
5) regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies - the system of National Bank directed to assistance to development of innovations in the markets of financial services, the payment market which state regulation is performed by National Bank, intended for testing of innovative products within specific mode of activities;
6) the authorized person of National bank - the official of National Bank who according to the administrative act is granted right to sign of documents, on behalf of structural division of the National Bank providing activities of regulatory platform;
7) the participant of regulatory platform - the applicant who underwent the procedure of the simplified authorization for participation in regulatory platform.
Other terms used in this provision are applied in the values determined by the Law On payment services, the Law On financial services, the Law of Ukraine "About banks and banking activity" and other laws of Ukraine.
4. The main objectives of regulatory platform of National Bank are:
1) assistance to development of innovative products in the markets of financial services, the payment market;
2) improvement of competition in the markets of financial services, the payment market;
3) improvement of quality of provision of financial and/or payment services;
4) ensuring dialogue with participants of the markets of financial services, the payment market on implementation of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies.
5. The National Bank has the right to introduce specific mode of activities for participants of regulatory platform which consists in:
1) simplification or not application of the separate requirements established by the legislation of Ukraine for conducting activities in the markets of financial services, the payment market which regulation performs National Bank;
2) not application of corrective actions or discharge for violation of the separate requirements established by the legislation of Ukraine concerning conducting activities for provision of financial services, payment services or concerning each type of such payment services which state regulation performs National Bank.
6. The National Bank provides information on requests of physical persons and legal entities concerning activities of regulatory platform in the markets of financial services, the payment market which regulation performs National Bank.
7. The National Bank creates council of regulatory platform for the purpose of ensuring functioning of regulatory platform for testing of innovative products.
8. Tasks and powers of Council of regulatory platform are determined by the separate administrative act of National Bank.
9. The National Bank makes the decision on feasibility of participation in regulatory platform, being guided by professional judgment, taking into account assessment of the situation in the markets of financial services, the payment market, efficiency and risks of provision of financial services with use of innovative technologies and tools and the requirements and criteria determined by this Provision to which there shall correspond innovative products and applicants.
10. Criteria to which there shall correspond applicant for participation in the regulating platform, the following:
1) the applicant at the time of filing of application shall be registered and/or authorized as the supplier of financial and/or payment services according to the requirements established by the Law On financial services and/or the Law On payment services;
2) the applicant at the time of the beginning of testing shall acquire participant status of regulatory platform by passing of the simplified authorization determined in the Section III of this provision.
11. The innovative product which the applicant intends to test shall conform to at the same time following requirements:
1) on the date of the appeal to National Bank in the markets of financial services, the payment market there are no similar services, technologies and/or tools or the offered innovative product significantly exceeds or improves characteristics of the services which are available in the market;
Implementation of innovative product in the markets of financial services, the payment market will not lead 2) to violation of the law of Ukraine About protection of the economic competition;
3) there is no legislative prohibition on implementation of the corresponding innovative product;
4) the legislation of Ukraine does not contain specific regulations which regulate provision of innovative product that makes impossible introduction of such product in the markets of financial services, the payment market outside regulatory platform.
The National Bank has the right to establish additional requirements to innovative product which will be tested in the markets of financial services, the payment market.
12. The National Bank during primary assessment checks statement compliance to the form determined in Appendix 1 to this Provision.
13. The National Bank during profound assessment establishes procedure for testing in regulatory platform by determination:
1) specific mode of activities of the participant of regulatory platform (in case of its application taking into account requirements of the legislation of Ukraine);
2) compliance to the requirements and criteria determined in the Section II of this provision;
3) adaptive requirements to the participant of regulatory platform in the relation:
information security;
providing going concern;
systems of accounting, reporting;
disclosure of information;
performance guarantee of obligations to clients/users;
cyberreputations.
The National Bank applies adaptive requirements which are established in the subitem 3 of Item 13 of the Section II of the this provision, depending on features offered by the participant of regulatory platform of innovative product for testing in regulatory platform;
4) restrictions (quotas) on innovative product if necessary and being guided by professional judgment about:
the number of clients/users with whom the contract for receipt of innovative product can be signed;
the number of transactions on one client / user and/or in general for the entire period of testing;
transaction amount, made by one client / user for testing;
transaction amount, made by all clients / users for separate period or for the entire period of testing;
territorial restrictions of provision of innovative product;
amount of obligations for the moment or for the entire period of testing which size shall consider solvency of the participant of regulatory platform and amounts of performance guarantees of obligations;
quantity of the emitted electronic means of payment;
other restrictions set by National Bank based on professional judgment, in the course of determination of procedure for testing depending on features of the innovative product offered by the participant of regulatory platform for testing in regulatory platform.
14. The simplified authorization for person who intends to become the participant of regulatory platform consists from:
1) primary assessment which is carried out according to Item 29 of the Section III of this provision;
2) profound assessment of which establishment of procedure for testing in regulatory platform, according to Item 13 of the Section II and Item 32 of the Section III of this provision is result;
3) approval and agreement signature about testing, the testing reflecting procedure;
4) publications of information on person who underwent the simplified authorization on the page of official Internet representative office of National Bank and/or entering of the corresponding data into the register of payment infrastructure in case of testing of innovative product in the payment market.
The applicant who did not undergo the simplified authorization does not acquire participant status of regulatory platform.
15. The applicant acquires participant status of regulatory platform after passing of the simplified authorization from the date of entering of information about the participant of regulatory platform into the register of payment infrastructure (in case of testing of innovative product in the payment market), and/or from the date of placement of the relevant information on the page of official Internet representative office of National Bank (in case of testing of innovative product in the markets of financial services).
16. Official communication between National Bank and the applicant/participant of regulatory platform within this provision is performed through e-mail specified on the page of official Internet representative office of National Bank in the Section "regulatory platform" (further - e-mail) and the e-mail address of the applicant/participant of regulatory platform. Document flow between the applicant and National Bank is performed exclusively electronically.
17. The applicant has the right to address to National Bank for receipt of explanations concerning participation in regulatory platform, having sent the official letter to e-mail.
18. The applicant for participation in regulatory platform submits to National Bank the application, and also other documents which he considers it expedient to submit for confirmation and/or explanation of the separate data stated in the application.
19. The application is submitted in electronic form or the electronic copy of the document signed by the applicant / the authorized representative of the applicant by imposing of the qualified digital signature (further - the CAP).
The applicant during creation and submission of electronic copies of documents shall consider the requirements established in Item 22 of Chapter 2 of the Section I of the Regulations on licensing and registration of suppliers of financial services and conditions of the implementation by them of activities for provision of financial services approved by the resolution of Board of the National Bank of Ukraine of December 24, 2021 No. 153 (with changes).
Ukrainian Ukrainian or English with addition of transfer into Ukrainian shall be stated in National Bank.
21. The application is submitted to National Bank together with the document confirming the power of the person which signed the application on behalf of the applicant (except the applicant's head, information on which contains in the Unified State Register of Legal Entities, physical persons entrepreneurs and public forming), drawn up according to requirements of the legislation of Ukraine.
22. The applicant has the right not to file to National Bank documents which were already filed to National Bank provided that such documents are valid and information which in them contains, is urgent. For this purpose the applicant submits to National Bank the petition in which specifies the list of the filed documents and/or to information with indication of date of submission of such documents / information, and also assurance that these documents / information are valid and urgent.
23. Requirements of Item 22 of the Section III of this provision do not extend on:
1) the documents confirming the status of person for certain date;
2) information on the accounts of person confirming sufficiency of financial resources for covering of expenses on testing and performance guarantees of obligations to clients/users;
3) documents which effective period expired.
24. The National Bank has the right to demand from the applicant of submission of documents which are not given by the applicant according to requirements of Items 22 and 23 of the Section III of this provision if documents are transferred to archive organization of National Bank and/or if access to such documents is complicated for other reasons about what the National Bank notes in the relevant requirement.
25. The National Bank sends by e-mail to the applicant the notification on receipt of the statement no later than three working days after its obtaining and registration.
26. Date of the notification on receipt of the statement by National Bank is the beginning of current of term of its consideration.
27. Consideration of the statement by National Bank for acquisition by person of participant status of regulatory platform consists of stages of primary and profound assessment.
28. The term of primary assessment during which the National Bank carries out the analysis of the statement shall not exceed 10 working days.
29. Primary assessment provides verification of the statement on its compliance to the form established in Appendix 1 to this Provision. The National Bank in case of discrepancy of the statement to the established form or incompleteness of its filling leaves the statement without consideration what notifies the applicant with provision of notes in time, specified in Item 28 of the Section III of this provision on.
The applicant after accounting of the notes provided by National Bank has the right to send the new statement.
30. The applicant shall notify National Bank on any changes in the relation of information containing in the application submitted to National Bank within three working days from the date of emergence of such changes.
31. The National Bank notifies the applicant on passing of primary assessment and the beginning of carrying out profound assessment in case of statement compliance to the form established in Appendix 1 to this Provision within two working days from the date of completion of primary assessment.
32. Profound assessment is performed for the purpose of determination of procedure for testing of innovative product in regulatory platform. Along with the notification on the beginning of profound assessment the National Bank invites the applicant for holding the corresponding constituent meeting which day of carrying out is considered day of the beginning of profound assessment of the applicant.
The National Bank carries out profound assessment within two months from the date of holding constituent meeting. If necessary this term can be increased up to four months what the National Bank notifies the applicant on.
33. The applicant during the term of carrying out profound assessment shall provide information on features of testing in regulatory platform in the form established in Appendix 2 to this Provision. The applicant during the term of carrying out profound assessment has the right to make in National Bank inquiries for discussion of procedure for testing.
34. The National Bank during profound assessment considers information on features of testing provided by the applicant in regulatory platform and in the presence of notes or offers sends the letter to the applicant with reasonable notes / offers behind the authorized signature of National Bank.
The applicant approves with National Bank information on features of testing in regulatory platform when carrying out profound assessment which will be displayed in the agreement on testing, by exchange of e-mails.
35. The National Bank applies the adaptive requirements determined in the subitem 3 of Item 13 of the Section II of this provision to the specific applicant concerning implementation of activities by it in the markets of financial services, the payment market to testing of innovative product.
36. National Bank, being guided by professional judgment, taking into account assessment of the situation in the markets of financial services, efficiency and risks of provision of financial services with use of innovative technologies and tools, makes the decision on feasibility of participation of the applicant in regulatory platform in which it is noted about the beginning of preparation of the draft agreement about testing which shall reflect results of profound assessment, by results of successful profound assessment of the statement.
The National Bank notifies the applicant on such decision by e-mail.
The decision of National Bank on feasibility of participation of the applicant in regulatory platform automatically does not provide to the applicant of participant status of regulatory platform. The applicant acquires participant status of regulatory platform according to Item 15 of the Section III of this provision.
37. The National Bank makes the decision on refusal in participation in regulatory platform and in inclusion in the register of payment infrastructure (in case of testing of innovative product in the payment market) in case of detection of discrepancy of the applicant to criteria and/or discrepancy of innovative product to the requirements specified in the Section II of this provision by results of passing of profound assessment. The authorized person of National Bank notifies the applicant on the decision on refusal in participation in regulatory platform by sending the letter for e-mail of the applicant.
38. The National Bank by results of the made decision on feasibility of participation in regulatory platform of the applicant signs with the applicant the agreement on testing which contains conditions of participation of the participant and procedure for testing in regulatory platform, includes the approved information on features of testing in regulatory platform, and also establishes the rights and obligations of the Parties.
39. The National Bank places on the page of official Internet representative office of National Bank information on the participant of regulatory platform (in case of testing of innovative product in the markets of financial services) and/or enters the information about him in the register of payment infrastructure (in case of testing of innovative product in the payment market).
40. The National Bank ensures safety of information containing the trade secret received from the applicant.
41. Testing of innovative product in regulatory platform can last for up to one year with opportunity to extend the term of such testing for one year in case of reasonable need. Testing of innovative product in regulatory platform is not allowed more than two years in a row.
42. The participant of regulatory platform for prolongation of term of the testing in regulatory platform specified in the agreement on testing not later than 20 working days before the expiration of this term has the right to submit the petition for prolongation of term of testing to National Bank. The petition moves the e-mail in any form with reasons for need of prolongation of term of testing.
The National Bank considers the petition for prolongation of term of testing and within 10 working days from the date of receipt of the petition makes the decision on opportunity to extend testing term.
The National Bank notifies the participant of regulatory platform on the made decision by the e-mail.
43. The participant of regulatory platform during testing shall observe requirements of the legislation of Ukraine, terms of the contract about testing, requirements and decisions of National Bank.
44. The participant of regulatory platform during testing has the right to submit to National Bank the petition for change of procedure for testing with obligatory reasons.
The National Bank considers the petition for change of procedure for testing and within 10 working days from the date of receipt of the petition makes the relevant decision.
The National Bank notifies the participant of regulatory platform on the made decision by the e-mail.
45. The participant of regulatory platform during testing has the right to receive payment for provision of services from clients/users or to offer clients/users remuneration for participation in conducting testing if receipt of such payment / remuneration is provided by the agreement on testing.
46. The participant of regulatory platform before implementation of the innovative product tested in regulatory platform shall note the following in the contract with the client:
1) clause that the innovative product provided according to the agreement is in testing stage in regulatory platform;
2) restrictions on activities of the participant of regulatory platform which are set for testing;
3) the term during which the innovative product which cannot be more than the term determined in the agreement on testing is submitted;
4) conditions of early termination of provision of innovative product;
5) risks which can arise when testing innovative product, and also effects in case of their approach;
6) the mechanisms of quality control of innovative product realized by the participant of regulatory platform and/or National Bank during testing;
7) mechanism of realization of performance guarantee of obligations of the participant of regulatory platform to the client;
8) obligation of the participant of regulatory platform to notify the client on the termination of provision of innovative product not later than three working days about day of approach of such event.
The National Bank has the right to appeal to the participant of regulatory platform to provide the copy of the signed contract of the participant of regulatory platform with the client/user (which text деперсонифицирован that does not allow to identify the particular persons specified in it).
47. The National Bank approves with the applicant by exchange of e-mails the mechanism of realization of guarantees which shall be used when testing innovative product and cover 100% of obligations of the participant of regulatory platform to the client/user (security deposit, the agreement of obligation fulfillment before clients/users is provided with guarantee, insurance). The approved mechanism of realization of guarantees is reflected in the agreement on testing and in the agreement signed between the participant of regulatory platform and the client/user concerning provision of innovative product.
48. The National Bank exercises control of observance by the participant of regulatory platform of terms of the contract about testing in amount, procedure and in the terms established by such agreement. The participant of regulatory platform shall provide in National Bank information on testing and the other information provided by the agreement on testing.
49. The participant of regulatory platform shall comply with terms of the contract about testing.
The participant of regulatory platform within one working day from the date of independent identification of breach of agreement about testing, shall notify National Bank on the origins of such violation and measures performed by the participant of regulatory platform for the violation termination.
50. The participant of regulatory platform during testing shall provide to representatives of National Bank according to their requirement access in real time to the information and analytical and accounting systems which contain information on quantitative and qualitative indexes of provision of innovative product, and also provision at the request of National Bank of documents (their copies), questionnaires, written explanations, the other information concerning innovative product which passes test in regulatory platform.
51. The National Bank in addition to control of observance by the participant of regulatory platform of terms of the contract about testing, the Section IV of this provision determined in Item 48, for the purpose of the analysis of effect of implementation of innovative product in the markets of financial services, the payment market performs monitoring of testing by the participant of regulatory platform of innovative product. Such monitoring is performed by the analysis of regular information on testing, documents (their copies), transactions, questionnaires, written explanations, information obtained from the participant of regulatory platform, from divisions of National Bank, state bodies, and also the other information and documents received by National Bank during execution of it the functions including information/documents from official sources.
The National Bank by results of monitoring has the right to provide offers to the participant of regulatory platform on change of procedure for testing in regulatory platform, and also to make the decisions provided by this Provision.
52. The National Bank considers information obtained according to Items 48, of 49, of 51 Sections IV of this provision on availability of breaches of agreement about testing.
53. National Bank by results of consideration of information according to Items 48, 49, 51 Sections IV of this provision:
1) has the right to send to the participant of regulatory platform according to the made decision the requirement about the termination of provision or use of innovative product (further - the requirement);
2) makes the decision on the termination of participation in regulatory platform on consequence of failure to carry out of its requirements and/or decisions by the participant of regulatory platform during the term of its participation in regulatory platform (further - the decision on the termination).
The decision on the termination is made no later than five working days after completion of the time established by National Bank in which were subject to accomplishment of the requirement and/or decision of National Bank, taking into account the procedure established in the Section V of this provision.
54. The National Bank directs to e-mail of the participant of regulatory platform no later than the next working day from the date of promulgation on the page of official Internet representative office of National Bank of the decision on the termination, the requirement.
55. The requirement and/or the decision on the termination for participants of regulatory platform is published on the page of official Internet representative office of National Bank. The participant of regulatory platform shall trace information on the introduced requirements and/or the made decisions of National Bank on the page of official Internet representative office of National Bank and to observe them.
The requirement and/or the decision on the termination becomes effective from the date of promulgation on the page of official Internet representative office of National Bank.
The participant of regulatory platform is considered notified properly on the requirement and/or the decision on the termination from the date of its promulgation on the page of official Internet representative office of National Bank.
56. The National Bank has power of decision about change of procedure for testing that shall be reflected in the additional agreement to the contract on testing between National Bank and the participant of regulatory platform.
57. The National Bank in case of withdrawal (cancellation) of license for activities on provision of financial services / licenses on provision of financial and/or non-financial payment services at the participant of regulatory platform makes the decision on the termination of participation of such participant of regulatory platform in regulatory platform at the initiative of National Bank on the basis of discrepancy of the participant to the criteria determined in Item 10 of the Section II of this provision.
58. The National Bank and the participant of regulatory platform in case of decision making about establishment of additional restrictions to activities of the participant of regulatory platform, make changes to the agreement on testing by the conclusion of the additional agreement.
59. The National Bank in the presence of information containing signs of making by the participant of regulatory platform of administrative or criminal offenses reports about it the relevant law enforcement agencies.
60. The National Bank has the right in case of failure to carry out by the participant of regulatory platform of requirements and/or decisions of National Bank to publish the relevant information on the page of official Internet representative office of National Bank.
61. The termination of participation in regulatory platform is performed:
1) at the initiative of National Bank in the cases provided by this Provision;
2) at the initiative of the participant of regulatory platform;
3) in case of the termination of term of testing if other is not provided by the agreement on testing.
The National Bank makes the decision on the termination of participation of the participant in regulatory platform.
The participant of regulatory platform loses participant status in case of adoption by National Bank of the decision on the termination of participation in regulatory platform, from the date of promulgation on the page of official Internet representative office of National Bank of information on the termination of participation in regulatory platform.
62. The participant of regulatory platform submits for consideration of National Bank the report on testing not later than 10 working days before the date of completion of testing of innovative product specified in the agreement on testing.
The participant of regulatory platform in case of decision making about the termination of participation in regulatory platform according to the subitem 2 of Item 61 of the Section V of this provision sends the termination letter of testing and the report on testing to National Bank. Such report moves in National Bank within five working days from the date of the testing termination.
63. The report on testing is constituted in any to form and shall contain:
1) information on the quantitative and high-quality results achieved during testing according to the criteria for evaluation of testing defined by the agreement on testing and also the generalized conclusion about procedure for testing;
2) the description of the available problems which arose during testing; information on the revealed risks and mechanisms which were used to management by them;
3) assessment of demand for innovative product from clients/users;
4) information on the complaints made by clients/users during testing;
5) information on the loss caused to clients/users (in the presence).
64. The National Bank based on the decision on the termination of participation of such participant in regulatory platform publishes on the page of official Internet representative office of National Bank information on the termination of its participation in regulatory platform, within two working days from the date of adoption of such decision, and also in addition directs the electronic notification on the made decision to e-mail of the participant of regulatory platform.
65. The participant of regulatory platform is considered properly notified on receipt of the decision on the termination of its participation in regulatory platform after the publication of the specified information on the page of official Internet representative office of National Bank according to Item 64 of the Section V of this provision.
66. The participant of regulatory platform in case of the termination of its participation in regulatory platform at the initiative of National Bank shall stop provision to clients/users of the innovative product which is in testing no later than the next working day from the date of promulgation on the page of official Internet representative office of National Bank of the decision on the termination of testing and/or participation in regulatory platform.
67. The participant of regulatory platform in case of the termination of participation in regulatory platform both at the initiative of National Bank, and at the initiative of the participant of regulatory platform shall provide accomplishment of the conditions provided by the agreement on testing concerning procedure for the termination of participation in regulatory platform, and also on accomplishment of the obligations of the participant of regulatory platform to his clients / users, including application provided by the agreement of guarantees (security deposit, the agreement of obligation fulfillment before clients/users is provided with guarantee, insurance).
68. Participation in regulatory platform does not limit the participant of regulatory platform from possibility of receipt of authorization on implementation of other type of activity (service, technology and the tool) in the markets of financial services, the payment market according to the general terms established by the legislation of Ukraine.
69. The National Bank has the right to provide information on possible further steps of implementation of innovative product in case of such opportunity under general conditions, stipulated by the legislation Ukraine after the termination of participation in regulatory platform.
70. The specific mode of activities of the participant of regulatory platform which was applied by National Bank according to Item 5 of the Section I of this provision after the termination of its participation in regulatory platform stops the action.
71. The National Bank by results of testing of innovative product in regulatory platform has the right to make in accordance with the established procedure offers on legislative settlement, its functions directed to accomplishment.
72. The National Bank after completion of testing publishes materials about results of testing on the page of official Internet representative office of National Bank which are approved previously with the participant of regulatory platform routinely, by exchange of e-mails.
to Regulations on regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies (the subitem 5 of Item 1 of the Section I)
Statement for participation in regulatory platform
See Appendix 1 (46Kb In original language)
to Regulations on regulatory platform for testing of services, technologies and tools in the markets of the financial services, the payment market based on innovative technologies (Item 33 of the Section III)
Information on features of testing in regulatory platform
See Appendix 2 (42Kb In original language)
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