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RESOLUTION OF BOARD OF CENTRAL BANK OF THE AZERBAIJAN REPUBLIC

of November 15, 2024 No. 46/2

About approval "Procedure for credit risk management in non-bank credit institutions

Based on article 19.1.1 of the Law of the Azerbaijan Republic "About non-bank credit institutions" (further - the Law) and article 22.1.17 of the Law of the Azerbaijan Republic "About the Central bank of the Azerbaijan Republic" the Board of the Central bank of the Azerbaijan Republic DECIDES:

1. Approve "Procedure for credit risk management in non-bank credit institutions" it (is applied).

2. Charge to Legal support department of the financial markets to provide in 3-day time submission of this Resolution to the Ministry of Justice of the Azerbaijan Republic for entering into the State register of legal acts of the Azerbaijan Republic.

Chairman of the Central bank

Talekh Kazimov

Approved by the Resolution of Board of the Central bank of the Azerbaijan Republic of November 15, 2024, No. 46/2

Procedure for credit risk management in non-bank credit institutions

1. General provisions

This Procedure is developed according to article 19.1.1 of the Law of the Azerbaijan Republic "About non-bank credit institutions" (further - the Law) and Article 744.3 of the Civil code of the Azerbaijan Republic and determines requirements for credit risk management in non-bank credit institutions (further - NBKO), and also procedure of payments of the actual annual interest rate by the credit agreement.

2. Concepts

2.1. The concepts used in this Procedure have the following values:

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