ORDER OF THE MINISTER OF INDUSTRY AND CONSTRUCTION OF THE REPUBLIC OF KAZAKHSTAN

of July 23, 2026 No. 370

About introduction of amendments to some orders

I ORDER:

1. Bring in the order of the Minister of national economy of the Republic of Kazakhstan of January 31, 2017 No. 35 "About approval of Rules of subsidizing of rate of remuneration on the issued credits by banks of the second level to subjects of private entrepreneurship for the purposes of housing construction" (it is registered in the Register of state registration of regulatory legal acts for No. 14765) the following changes:

in the Rules of subsidizing of rate of remuneration on the issued credits banks of the second level to subjects of private entrepreneurship for the purposes of housing construction approved by the specified order:

state Item 10 in the following edition:

"10. Compulsory provisions for the borrower:

purpose - financing of the project (refinancing of the credit);

loan currency - tenge;

the maximum term of subsidizing is up to 36 months inclusive.

If on one project several agreements of subsidizing are signed, then aggregate term of subsidizing is established from signature date by the financial agent of 1 (first) agreement of subsidizing.

The expenses which are not connected directly with the financed project within these rules are not allowed.

Treat the new credits, earlier issued BVU within 18 months before consideration by the financial agent.

The credits which are earlier issued to BVU with the term of 18 months in day of the address to BVU are allowed to refinancing within subsidizing.";

state Item 60 in the following edition:

"60. The financial agent monthly sends to ZhSSBK, local executive bodies of the capital, areas and cities of republican value of the data on implementable projects according to appendix 4 to these rules.";

appendices 1 and 5 to the specified Rules to be reworded as follows according to appendix 1 and 2 to this order.

2. Bring in the order of the Minister of national economy of the Republic of Kazakhstan of January 31, 2017 No. 34 "About approval of Rules of subsidizing of part of rate of remuneration on mortgage housing loans through subjects of the quasi-public sector and method of calculation of cost of services of the subject of the quasi-public sector" (it is registered in the Register of state registration of regulatory legal acts for No. 14764) the following changes:

in the Rules of subsidizing of part of rate of remuneration on mortgage housing loans through subjects of the quasi-public sector approved by the specified order:

state Item 13 in the following edition:

"13. Compulsory provisions for the borrower:

crediting term on mortgage housing loans on acquisition of housing within subsection of the "Increase in Availability of Mortgage Lending" Program - up to 180 months;

crediting term on mortgage housing loans on acquisition of housing within pilot project according to subsection of the "Development of Individual Housing Construction" Program according to internal documents the Housing construction savings bank having the status of national institute of development (further - Institute of development);

availability at the borrower who addressed in BVU, means in the amount of at least 30% of the cost of acquired housing, and/or supporting documents about payment of means to the seller and/or the equivalent additional pledge of the residential real estate belonging to the borrower or the third parties;

availability at the borrower who addressed to institute of development, means on the bank account in the amount of at least 30% of the cost of acquired housing;

purpose - purchase of primary housing;

maximum amount of the mortgage housing loan which is subject to subsidizing in case of acquisition of housing in the cities of Astana and Almaty - to 20 million tenges, in other regions to 15 million tenges inclusive;

the maximum amount of the mortgage housing loan which is subject to subsidizing in case of acquisition of housing within pilot project according to subsection of the "Development of Individual Housing Construction" Program constitutes up to 20 million tenges inclusive;

repayment of mortgage housing loan is performed by the monthly annuity or differentiated payments and other methods of repayment of loan calculated according to internal regulations of BVU, 10 (tenth) days of every month (if repayment date drops out on day off or holiday repayment is made in the working day following it).";

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