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Ministry of Justice

Russian Federation

On September 30, 2014 No. 34187

INSTRUCTION OF CENTRAL BANK OF THE RUSSIAN FEDERATION

of September 19, 2014 No. 3384-U

About the extreme sizes of base rates of insurance rates and coefficients of insurance rates, requirements to structure of insurance rates, and also procedure for their application by insurers in case of determination of insurance premium on obligatory civil liability insurance of owners of vehicles

(as amended of the Instruction of the Central bank of the Russian Federation of 20.03.2015 No. 3604-U)

1. This Instruction based on article 8 of the Federal Law of April 25, 2002 No. 40-FZ "About obligatory civil liability insurance of owners of vehicles" (The Russian Federation Code, 2002, No. 18, Art. 1720; 2003, No. 26, Art. 2566; 2005, No. 1, Art. 25; No. 30, Art. 3114; 2006, No. 48, Art. 4942; 2007, No. 1, Art. 29; No. 49, Art. 6067; 2008, No. 30, Art. 3616; No. 52, Art. 6236; 2009, No. 1, Art. 17; No. 9, Art. 1045; No. 52, Art. 6420, Art. 6438; 2010, No. 6, Art. 565; No. 17, Art. 1988; 2011, No. 1, Art. 4; No. 7, Art. 901; No. 27, Art. 3881; No. 29, Art. 4291; No. 49, Art. 7040; 2012, No. 25, Art. 3268; No. 31, Art. 4319, Art. 4320; 2013, No. 19, Art. 2331; No. 30, Art. 4084; 2014, No. 30, the Art. 4224) (further - the Federal Law "About Obligatory Civil Liability Insurance of Owners of Vehicles") establishes the extreme sizes of base rates of insurance rates (their minimum and maximum values expressed in rubles) (appendix 1 to this Instruction), coefficients of insurance rates (appendix 2 to this Instruction), requirements to structure of insurance rates (appendix 3 to this Instruction), and also procedure for their application by insurers in case of determination of insurance premium under the agreement of obligatory civil liability insurance of owners of vehicles (further - compulsory insurance) (appendix 4 to this Instruction).

2. This Instruction is subject to official publication in "the Bulletin of the Bank of Russia" and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of September 16, 2014 No. 27) become effective from the date of entry into force of the order of the Government of the Russian Federation about recognition No. 739 which voided orders of the Government of the Russian Federation of December 8, 2005 "About approval of insurance rates on obligatory civil liability insurance of owners of vehicles, their structure and procedure for application by insurers in case of determination of insurance premium" (The Russian Federation Code, 2005, No. 51, of Art. 5527; 2007, No. 26, Art. 3194; 2008, No. 9, Art. 863; 2009, No. 11, Art. 1320; 2011, No. 29, Art. 4495; 2012, No. 50, Art. 7055).

The coefficients of insurance rates specified in lines 12 - the 12.2 and 80 tables of Item 1 of appendix 2 to this Instruction, are applied since January 1, 2015.

Chairman of the Central bank of the Russian Federation

E. S. Nabiullina

Appendix 1

to the Instruction of the Bank of Russia of September 19, 2014 No. 3384-U "About the extreme sizes of base rates of insurance rates and coefficients of insurance rates, requirements to structure of insurance rates, and also procedure for their application by insurers in case of determination of insurance premium on obligatory civil liability insurance of owners of vehicles"

The extreme sizes of base rates of insurance rates (their minimum and maximum values expressed in rubles) (further - TB)

 

№ of payment order

Type (category) and purpose of the vehicle

Base rate of insurance rate (rubles)

TB minimum value

TB maximum value

1

2

3

4

1

Motorcycles, mopeds and easy kvadritsikla (vehicles of category "A", "M")

867

1579

2

Vehicles of category "B", "BE"


2.1

legal entities

2573

3087

2.2

physical persons,

individual entrepreneurs

3432

4118

2.3

used as taxi

5138

6166

3

Vehicles of categories "C" and "CE"


3.1

with the permitted maximum weight of 16 tons and less

3509

4211

3.2

with the permitted maximum weight more than 16 tons

5284

6341

4

Vehicles of categories "D" and "DE"


4.1

with number of passenger seats to 16 inclusive

2808

3370

4.2

with number of passenger seats more than 16

3509

4211

4.3

used on regular transportations with landing and disembarkation of passengers as in the established stopping points along route of regular transportations, and in any place which is not prohibited by traffic regulations along route of regular transportations

5138

6166

5

Trolleybuses (vehicles of category "Tb")

2808

3370

6

Trams (vehicles of category "Tm")

1751

2101

7

Tractors, self-propelled road-building and other machines <*>, except for the vehicles which do not have wheel propellers

1124

1579

 

Note. The category of the vehicle is determined according to the data specified in the passport of the vehicle or in the registration certificate of the vehicle taking into account information specified by the insurer in the insurance application on use of the vehicle with trail car or without trail car. If in the document based on which data on the vehicle are determined there are discrepancies between category and type of the vehicle, in case of determination of base rate of insurance rate it is necessary to be guided by data on category of the vehicle.

 

--------------------------------

<*> The machines having the passport of the self-propelled machine and undergoing state registration in state supervision bodies behind technical condition of self-propelled machines and other types of the equipment in the Russian Federation.

Appendix 2

to the Instruction of the Bank of Russia of September 19, 2014 No. 3384-U "About the extreme sizes of base rates of insurance rates and coefficients of insurance rates, requirements to structure of insurance rates, and also procedure for their application by insurers in case of determination of insurance premium on obligatory civil liability insurance of owners of vehicles"

Coefficients of insurance rates

1. Coefficient of insurance rates depending on the territory of preferential use of the vehicle (further - KT coefficient).

 


Territory of preferential use of the vehicle

Coefficient for vehicles, except for tractors, self-propelled road-building and other machines

Coefficient for tractors, self-propelled road-building and other machines, except for the vehicles which do not have wheel propellers

1

2

3

4

1

Republic of Adygea

1,3

1

2

Altai Republic



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